Does Injury Lawyer In Port Hope Work On Personal Injury Protection In No Fault States?

Facing with an accident is an unfortunate incident and it is even more sad, if you face it in a no fault state. In such a situation, you will not be able to make any claims on the other party even if you know and prove the other party’s negligence. In such a situation, it is better to consult with an experienced and a specialist Injury Lawyer in Port Hope to find a probable solution, so that your rights are protected. In some situations the injury lawyer may incorporate the Personal Injury Protection or PIP Claims for car accident injuries to increase your winning chances.

About PIP Claims

These PIP claims made by the Injury Lawyer in Port Hope after a car accident,often work well in the dozen or so states that follow no fault car insurance rules. Ideally, according to the rules followed in a no fault state you will have to deal with your own car insurer to pay a part or even the entire medical bills along with the lost earnings. If you are involved in a car accident in a no fault state, it will not be considered who was at fault to cause the accident. The primary purpose and intent of the state legislatures to incorporate such laws is to streamline the car accident insurance claims especially the smaller ones.

The Law May Be Different

The law regarding the Personal Injury Protection claims coverage claims may vary from state to state as well. In few of the no fault states there may be a specific limit for the payments and benefits that your insurance company may offer to you while in the others there may be no such limits for the payment of your medical bills and the lost earnings. The insurance company however will pay you the lower amount between the upper no fault limit of the state and the total amount of your insurance claim. To this your Injury Lawyer in Port Hope will have nothing to do.

Few Other Specifications

There are a few other specification to the no fault limit as imposed by the state. Few states may follow the two part medical bill limit as in most of the states, people have a personal health insurance. In such states and according to the two part rule the PIP insurer will usually pay a very small amount towards the reimbursement of your medical bills and your health insurer will pay for the remaining amount of your claims. Whatever the case may be, the insurance company will never cross the set limit of the no fault state. For anything excess in the medical bills you will have to pay it from your own pocket.

Eligibility For A Claim

The Injury Lawyer in Port Hope has to first ascertain your eligibility, to make a claim for the injuries sustained in a car accident in a no fault state. In most such states,you are usually not permitted to claim for any car accident injury and damages against the negligent defendant. But if your injury is very serious like a broken bone or the amount of medical bill is very high you can make a claim against the driver. Visit Here: ABLF Personal Injury Lawyer