Researching the various options of Home Mortgages can be very educational. Once you have learned the basics and decided on the type of loan and the term of the loan you are looking for then it is time to start checking on rates.Mortgage Loan Quotes are usually quoted as soon as you get approved for a loan. The rate that you qualify for will be stated by the lender you are working with. Usually you will find the rates offered by the different lenders will be within 1/8 of a percent or less.By searching in Google for "Home Mortgage Loan Quote" you will find several companies that will give you potential loan rates without even having to check with a mortgage company. This gives you an idea of the rates. Remember that the advertized rates may be a little lower than what you end up paying. Until you get a commitment from the broker you do not have a loan.