Owner Financing Information

For all of our properties, we provide a NO Documentation Mortgage.  This means that we do NOT verify credit, income or assets.

To qualify for the mortgage, we require:

   - A minimum 5% down payment unless otherwise stated

   - Closing costs at settlement which average $5,000 - $6,000

   - Copy of first year's homeowner's insurance policy or binder with paid receipt

The monthly mortgage payment is based on:

   - A 30 year fixed interest rate which is usually 10%

   - Escrow for real estate taxes (we will pay all real estate taxes when due)

   - Escrow for homeowner's insurance (we pay for the renewal policy)

The following attachments detailed below will:

- Provide sample copies of all documents involved in the sale 

- Detail information both parties of the sale need to provide

Below are the closing documents:

> Balloon Mortgage Note (4 pages - You need to have notarized)

> Mortgage (4 pages - You need to have notarized.  Hartvan LLC will record with the county)

> Quit Claim Deed (1 page - You need to have notarized)

> Deed in Lieu of Foreclosure (1 page - You need to sign)

> Lease (2 pages - You need to sign)

> Settlement Sheet (2-pages - we will review at closing and both parties will sign)

> Warranty Deed (Hartvan LLC will complete, have notarized & record with the county)

> Letter to Buyer referencing Quit Claim Deed (Hartvan LLC will have notarized & give you the original copy)

MORTGAGE NOTE

(Fixed Rate)

BORROWER: Purchasers’ Names

LOAN AMOUNT:  $ xxx,xxx.xx

Due Date:  xx/xx/xx (30 Years from Purchase)

PROPERTY ADDRESS:  Address of Home

1.   BORROWER’S PROMISE TO PAY

In return for a loan that I have received, I promise to pay U.S. $xxx,xxx.xx (Amount Thousand Amount Hundred dollars) [this amount is called “Principal”], plus interest, to the order of Lender.  Lender is Hartvan LLC.  I will make all payments under this Note in the form of cash, check or money order. 

I understand that Lender may transfer this Note.  Lender or anyone who takes this Note by transfer and who is entitled to receive payments under this Note is called the “Note Holder.”

2. INTEREST

Interest will be charged on unpaid principal until the full amount of Principal has been paid.  I will pay interest at a yearly rate of ten percent (10.0%).

The interest rate required by this Section 2 is the rate I will pay both before and after any default described in Section 6(B) of this Note.

3.   PAYMENTS

(A) Time and Place of Payments

I will pay principal and interest by making payments every month.

I will make my monthly payments on the first (1st) day of each month beginning on To Be Determined.  I will make these payments every month until I have paid all of the principal and interest and any other charges described below that I may owe under this Note.   Each monthly payment will be applied as of its scheduled due date and will be applied to interest before Principal.  If, on Due Date I still owe amounts under this Note, I will pay those amounts in full on that date, which is called the “Maturity Date.”

I will make my monthly payments at 157 Linder Dr., Homosassa, FL 34446 or at a different place if required by the Note Holder.

(B)  Amount of Monthly Payments

The total monthly payment will be in the amount of U.S. $xxx.xx (Amount Hundred amount dollars).  This amount will be due on the first (1st) day of each month, commencing on To Be Determined.

Payment will consist of Principal and Interest of U.S. $xxx.xx (Amount Hundred amount dollars and amount cents) [which is based on a 30 (thirty) year fixed interest payment schedule] and Escrow for Real Estate Taxes and Insurance which will be paid by the Note Holder.  If there is a change in the taxes or insurance, the monthly payments will change accordingly. 

Borrower’s initials_________                                                                                                         FIXED RATE NOTE  (page 1 of 4)

4.  BORROWER’S RIGHT TO PREPAY

I have the right to make payments of Principal at any time before they are due.  A payment of Principal only is known as a “Prepayment.”   When I make a Prepayment, I will tell the Note Holder in writing that I am doing so.  I may not designate a payment as a Prepayment if I have not made all the monthly payments due under this Note.

I may make a full Prepayment or partial Prepayments without paying any Prepayment charge.  The Note Holder will use my Prepayments to reduce the amount of Principal that I owe under this Note.  However, the Note Holder may apply my Prepayment to the accrued and unpaid interest on the Prepayment amount before applying my Prepayment to reduce the Principal amount of this Note.  If I make a partial Prepayment, there will be no changes in the due date or in the amount of my monthly payment unless the Note Holder agrees in writing to those changes.

5.  LOAN CHARGES

If a law, which applies to this loan and which sets maximum loan charges, is finally interpreted so that the interest or other loan charges collected or to be collected in connection with this loan exceed the permitted limits, then: (a) any such loan charge shall be reduced by the amount necessary to reduce the charge to the permitted limit; and (b) any sums already collected from me that exceeded permitted limits will be refunded to me.  The Note Holder may choose to make this refund by reducing the Principal I owe under this Note or by making a direct payment to me.  If a refund reduces Principal, the reduction will be treated as a partial Prepayment.

6.  BORROWER’S FAILURE TO PAY AS REQUIRED

(A)  Late Charges for Overdue Payments

If the Note Holder has not received the full amount of any monthly payment by the end of 10 (ten) calendar days after the date it is due, I will pay a late charge to the Note Holder. The amount of the charge will be ten percent (10.0%) of my overdue payment.  I will pay this late charge promptly but only once on each late payment. 

(B)  Default

If I do not pay the full amount of each payment on the date it is due, I will be in default.

(C)  Notice of Default

If I am in default, the Note Holder may send me a written notice telling me that if I do not pay the overdue amount by a certain date, the Note Holder may require me to pay immediately the full amount of Principal which has not been paid and all the interest that I owe on that amount.  That date must be at least 30 days after the date on which the notice is mailed to me or delivered by other means.

(D)  No Waiver By Note Holder

Even if, at a time when I am in default, the Note Holder does not require me to pay immediately in full as described above, the Note Holder will still have the right to do so if I am in default at a later time.

(E)  Payment of Note Holder’s Costs and Expenses

If the Note Holder has required me to pay immediately in full as described above, the Note Holder will have the right to be paid back by me for all of its costs and expenses in enforcing this Note to the extent not prohibited by applicable law. Those expenses include, for example, reasonable attorneys’ fees.

(F)  Negative Amortization

At the end of any month, any unpaid interest, fees, or other charges allowed under this note will be applied to the principal balance.

Borrower’s initials________                                                                                                                                                 (page 2 of 4)

7.  GIVING OF NOTICES

Unless applicable law requires a different method, any notice that must be given to me under this Note will be given by delivering it or by mailing it by first class mail to me at the Property Address above or at a different address if I give the Note Holder a notice of my different address.

Any notice that must be given to the Note Holder under this Note will be given by mailing it by first class mail to the Note Holder at the address stated in Section 3(A) above or at a different address if I am given a notice of that different address.

8.  OBLIGATIONS OF PERSONS UNDER THIS NOTE

If more than one person signs this Note, each person is fully and personally obligated to keep all of the promises made in this Note, including the promise to pay the full amount owed.  Any person who is a guarantor, surety or endorser of this Note is also obligated to do these things.  Any person who takes over these obligations, including the obligations of a guarantor, surety or endorser of this Note, is also obligated to keep all of the promises made in this Note.  The Note Holder may enforce its rights under this Note against each person individually or against all of us together.  This means that any one of us may be required to pay all of the amounts owed under this Note.

9.  WAIVERS

I and any other person who has obligations under this Note waive the rights of Presentment and Notice of Dishonor. “Presentment” means the right to require the Note Holder to demand payment of amounts due. “Notice of Dishonor” means the right to require the Note Holder to give notice to other persons that amounts due have not

been paid.

10.  UNIFORM SECURED NOTE

This Note is a uniform instrument with limited variations in some jurisdictions.  In addition to the protections given to the Note Holder under this Note, a Mortgage, Deed of Trust, or Security Deed (the “Security Instrument”), dated the same date as this Note,

protects the Note Holder from possible losses that might result if I do not keep the

promises that I make in this Note.  That Security Instrument describes how and under what conditions I may be required to make immediate payment in full of all amounts I owe under this Note.  Some of those conditions read as follows:

Transfer of the Property or a Beneficial Interest in Borrower.  As used in this Section

“Interest in the Property” means any legal or beneficial interest in the Property, including,

but not limited to, those beneficial interests transferred in a bond for deed, contract for

deed, installment sales contract or escrow agreement, the intent of which is the transfer of title by Borrower at a future date to a purchaser.

If all or any part of the Property or any Interest in the Property is sold or transferred (or if

Borrower is not a natural person and a beneficial interest in Borrower is sold or

transferred) without Lender’s prior written consent, Lender may require immediate payment in full of all sums secured by this Security Instrument.  However, this option shall not be exercised by Lender if such exercise is prohibited by Applicable Law.

If Lender exercises this option, Lender shall give Borrower notice of acceleration.  The

notice shall provide a period of not less than 30 days from the date the notice is given

within which Borrower must pay all sums secured by this Security Instrument.  If Borrower fails to pay these sums prior to the expiration of this period, Lender may invoke any remedies permitted by this Security Instrument without further notice or demand on Borrower.

Borrower’s initials________                                                                                                                                                   (page 3 of 4)

Dated this            day of             202   .

WITNESS THE HAND(S) AND SEAL(S) OF THE UNDERSIGNED.

                                        ……………………………………………………………. (Seal)

                                        Your Name

                                        ……………………………………………………………. (Seal)

                                      Name of Another if Also Purchasing the Property

Following area to be completed by Notary

CERTIFICATE OF ACKNOWLEDGMENT BY INDIVIDUAL

State of Florida, County of _______________

I am a notary public, an officer authorized to take acknowledgments and proofs in this State.  I sign this acknowledgment below to certify that it was made before me.

On _____________________, 20       ,  Purchasers’ Names

appeared before me in person. (If more than one person appears, the. words "this person" shall include all persons named who appeared before the officer and made this acknowledgment). I am satisfied that this person is the person named in and who signed this Document. This person acknowledged signing, sealing and delivering this Document as this person's act and deed for the uses and purposes expressed in this Document.

                                                          ___________________________________________

                                                                                         Notary’s signature. Print, stamp or type name directly beneath.

(page 4 of 4)

_______________________________________________________________________________________________________________________________________________________________________________

Consult your Lawyer before signing this mortgage—it has important legal consequences.

              MORTGAGE

                                          This Mortgage is made and dated  Settlement date

                                                                                         Between

Borrower                              Buyer’s Name

 Address

                                                                      (from now on called the "Borrower")

                                                                                             And

Lender

 Hartvan LLC, a Florida Limited Liability Company

                                                         157 Linder Dr.

 Homosassa, FL 34446                     (from now on called the "Lender")

The words Borrower and Lender include all borrowers and all lenders under this Mortgage. The Lender and any other holder of this Mortgage may transfer this Mortgage and the Mortgage Note it secures. The word Lender includes (a) the original Lender and (b) anyone who takes this Mortgage by transfer.

Note

1. The Borrower is borrowing the sum of  Amount Thousand Amount Hundred Dollars ($xx,xxx.xx) [from now on called the "principal"] from the Lender.  In return for this loan, which the Borrower has received, the Borrower has signed a Mortgage Note dated Settlement date (from now on called the "Note").   In the Note the Borrower promises to pay the principal to the Lender with interest at the yearly rate of ten percent (10.0%) from the date of the Note by making monthly payments of $xxx.xx (Amount Hundred Amount dollars).  The Note shall be paid in full by date…30 years from settlement.

The Note describes charges the Borrower must pay for late payments of principal and interest.  It also describes the rights given to the Borrower to pay the principal before it is due.

All of the terms of the Note are made part of this Mortgage.

Mortgage As Security             

 2.  The purpose of this Mortgage is to give the Lender security for the payment of the principal and interest under the Note.  The borrower mortgages to the Lender the property described in (a) through (d) below (from now on called “the Property”): 

(a)  All of the land located in the County of County name and State of Florida, specifically described as follows:

Legal description

                                                  For identification purposes only, property address:

                                                  Address

(b) All buildings and other improvements that are now are or will be located on the land.

(c)  All fixtures, equipment, and personal property that now are or will be attached to or used with the land, buildings, and other improvements.

(d)  All other rights which the Borrower now has or will acquire with regard to the land.

This mortgage was prepared by:

_______________________________________

Caryn Pollock of Hartvan LLC

157 Linder Dr. Homosassa, FL 34446

Mortgage Void                    3.  When the Borrower pays all amounts due under the Note and this

On Full Payment            Mortgage, the Lender’s rights under the Note and this Mortgage shall end.  At the request and expense of the Borrower, the Lender shall cancel this Mortgage of record.

Promises of                          4.  The Borrower makes these promises to the Lender:

Borrower

                  Compliance         (a) The Borrower shall comply with all of the terms of the Note and this Mortgage.

                           Payments              (b)  The Borrower shall make all payments due under the Note and this Mortgage.

                      Ownership               (c)  The Borrower owns and has the right to Mortgage the Property to the Lender.  The Borrower shall defend this ownership against all claims.

                    Payment of      (d)  The Borrower shall pay when due all real estate taxes, assessments,        

                     Taxes, etc.       water and sewer charges, and other charges against the Property.

                  No Credit For     (e)  The Borrower shall not claim or be entitled to any credit against the principal    

                       Taxes Paid      or interest under the Note and this Mortgage for taxes paid on the Property.

                      Hazard          (f)  The Borrower shall maintain hazard insurance on the Property.  

              Insurance          This insurance must cover loss or damage caused by fire and other hazards normally included under “extended coverage” insurance.  It must also include such other hazard coverage as the Lender may reasonably require.  If the Property is in a federal or state flood hazard zone the Borrower shall maintain flood insurance.  The insurance company, agent or broker, amounts of coverage, and forms of all policies must be acceptable to the Lender.  The Lender may require that the amount of coverage be the greater of (1) the principal of the Note or (2) the current replacement value of the buildings and other improvements to the extent available.  The coverage must be furnished by one insurance company.  There can be no coinsurance or sharing of the risk by more than one company.  The Borrower shall pay all premiums when due.  The borrower shall deliver the original policies and all renewals to the Lender if so required.

                                                 All policies shall state that the insurance company cannot cancel or refuse to renew without at least 10 days notice to the Lender.  They shall include a “standard mortgage clause” naming the Lender.  All insurance proceeds shall be paid to the Lender.  In the case of loss or damage the Borrower shall promptly notify the insurance company and the Lender.  The Borrower shall promptly (1) file a proof of claim with the insurance company and (2) settle the claim.  If not, the Lender may do so.  The Lender may use the insurance proceeds received to (1) repair and restore the property or (2) reduce the principal.  The Lender shall use any money left after the repairs and restoration to reduce the principal.  This shall not change the amounts or due dates of the monthly payments under the Note.  The Lender shall pay to Borrower any money left after paying the entire principal and interest.

                      Repairs      (g)  The Borrower shall keep the Property in good repair.  The Borrower shall not damage, destroy or abandon the Property.  The Lender may inspect the Property on reasonable notice to the Borrower.  The Borrower shall make repairs as may reasonably be required by the Lender.

                      Changes in        (h)  The Borrower shall not do any of the following to the Property

                     Property          without the written consent of the Lender:

                                                  (1) Remove, demolish, or materially alter any buildings or other improvements.

                                                  (2)  Remove any fixtures.

                                                  (3)  Give a security interest in any fixtures. 

                                                  If any fixture is destroyed or removed, the Borrower shall replace it with another of a least equal quality and condition. 

                      Eminent       (i)  Eminent domain is the right to lawfully condemn and take private property

                       Domain         for a public purpose.  Fair value must be paid for the taking.  The taking may occur either by court order or by deed to the condemning party.  The Borrower shall assign to the Lender any payment received for the taking.  The Lender may use the payment to (1) repair and restore the Property or (2) reduce the principal.  The Lender shall use any money left after the repair and restoration to reduce the principal.  This shall not change the amounts or due dates of the monthly payments under the Note.  The Lender shall pay to Borrower any money left after paying the entire principal and interest.

                No Superior        (j)  In this Mortgage, a lien is a legal claim of another against property for (1)

                         Liens       the payment of a debt or (2) the performance of an obligation.  This mortgage is a lien of the Lender against the Property for the payment of the Note.  A superior lien would be entitled to be paid before this mortgage on a judicial sale of the Property.  The Borrower shall not allow a superior lien against the Property

                No Advance        (k)  The Borrower shall not accept rent from any tenant of the Property

                      Rentals         for more than one month in advance.

                     Obeying         (l)  The Borrower shall obey all laws, rules and ordinances which apply to the

                     the Law      Property.  The Borrower shall not use or allow the Property to be used for any illegal purpose.

Tax and Insurance             5.  In this Mortgage, escrow is the delivery of money to the Lender for the

Escrow                              payment of expenses of the Property.  If the Lender requests, the Borrower

                                                  shall pay to Lender either or both of the following amounts:  1/12 of the (a) yearly real estate taxes, (b) yearly hazard insurance premium.

                                                  These payments shall be made with the monthly payments of principal and interest under the Note.  They shall be held in escrow by the Lender.  They shall be used by the Lender to pay taxes and the insurance premiums when due.  The Lender may adjust these amounts from time to time to reflect changes in the taxes and insurance premiums.

Payments By Lender         6.  The Lender may pay any of the following expenses of the Property when due if the Borrower does not:  (a) real estate taxes, assessments, water charges, and sewer charges, (b) all other charges, (c) hazard insurance premiums, (d) repairs and maintenance, and (e) payments of claims against the Property if necessary to protect the Lender’s rights under this Mortgage.

                                                  All payments made by the Lender shall be added to the principal.  The Borrower shall pay these amounts to the Lender on written demand.  Interest shall be charged at the rate in the Note from the time of payment by the Lender.

Lender’s Right                   7.  The Lender has the right, called acceleration, to declare the entire unpaid

of Acceleration               principal and interest under the Note and this Mortgage due immediately for any  one of the following causes:

                                                  (a)  The failure of the Borrower to make any payment of principal and interest under the Note within 30 days after its due date.

                                                  (b)  The failure of Borrower to keep any other promise in this Mortgage within 30 days after written notice from the Lender.

                                                  (c)  Any change in the ownership of all or any part of the Property.  A change resulting from the death of a Borrower shall not be considered a change of ownership. 

                                                  (d)  The starting of foreclosure proceedings by the holder of any other mortgage or lien on the Property.

                                                  (e)  The starting of bankruptcy, receivership, or insolvency proceedings by or against a Borrower.

                                                     The Lender’s failure to declare acceleration for any cause shall not prevent the Lender from declaring acceleration for any cause occurring at a later date.

Some of Lender’s               8.  If the Lender declares acceleration, the Borrower shall immediately pay to

Rights of Acceleration    the Lender the entire unpaid principal and interest.  If the Borrower does not, the Lender has all rights given to Mortgage Lenders by law, for example:                                                     

                                                  (a)  To enter and take possession of the Property in a lawful way. 

                                                  (b) To ask a court to appoint a receiver of rents of the Property.  The Borrower consents to the appointment of a receiver.

                                                  (c)  To start court action for foreclosure.  The Lender may sue any tenant of the Property in the foreclosure action.

                                                  (d)  The sale of the Property on foreclosure may not bring in enough money to pay the entire due under the Note and this Mortgage, plus costs. The Lender may then sue the Borrower under the Note for the difference.  The Lender retains any rights given by law to sue under the Note before foreclosing under this Mortgage.

Notices

9.  All notices under this Mortgage must be in writing. They may be given by (a)

 personal delivery, or (b) certified mail, return receipt requested. Each party must

 accept and claim the notices given by the other. Notices shall be addressed to

 the other party at the address written at the beginning of this Mortgage.  Either

 party may notify the other of a change of address.

Mortgage Binding

on Successors

                                           10. This Mortgage is binding on all Borrowers and all those who lawfully   succeed  to their rights or take their places.

Signatures

The Borrower agrees to all of the terms of this Mortgage by signing below. If the

Borrower is a corporation, this Mortgage is signed by its proper corporate officers

and its corporate seal affixed.

The Borrower has received a true copy of this Mortgage without charge.

 _________________________________________ (Seal)    _____________________________________ (Seal)

        Buyer’s Name                                                    Second Buyer’s Name                                      

CERTIFICATE OF ACKNOWLEDGMENT BY INDIVIDUAL

State of ______________, County of _______________

  I am a notary public,

an officer authorized to take acknowledgments and proofs in this State.  I sign this acknowledgment below to certify that it was made before me.

On _____________________, 202X,  Buyer’s Name (s)

appeared before me in person. (If more than one person appears, the. words "this person" shall include all persons named who appeared before the officer and made this acknowledgment). I am satisfied that this person is the person named in and who signed this Document. This person acknowledged signing, sealing and delivering this Document as this person's act and deed for the uses and purposes expressed in this Document.

                                                                               -------------------------------------------------------------------------------

                                                                                                                Notary’s signature. Print, stamp or type name directly beneath.

Record and Return to:

Hartvan LLC

157 Linder Dr.

Homosassa, FL 34446

352-422-5371

_______________________________________________________________________________________________________________________________________________________________________________

_______________________________________________________________________________________________________________________________________________________________________________

House Lease

Hartvan LLC, of 157 Linder Dr., Homosassa, FL 34446, hereafter referred to as Owner, agrees to lease the property located at _______________________________ to _____________________________, hereafter referred to as Tenant.

1.  TERMS:  Tenant agrees to pay Owner rent in the amount of $ __________ on the first day of each month for the use of the property commencing on _______________.   This lease shall continue on a month-to-month tenancy until either party terminates this agreement by giving 30 (thirty) day written notice prior to the termination. 

2.  PAYMENTS:  Rent and/or other charges are to be paid at Owner’s address as reflected above, or at another location designated by Owner in writing.  All payments are to be made by check, money order, or cash.

3. LATE FEES:  A late charge in the amount of 10% of the rental amount reflected above will be added and due for any payment of rent made after the 10th of the month.  Any dishonored check shall be treated as unpaid rent, and subject to an additional fee of $25.00 (Twenty-Five dollars).

4. SECURITY DEPOSIT:  No security deposit is required.

5.  UTILITIES:  Tenant agrees to pay all utilities and/or services relating to the property.

6.  INSURANCE:  Tenant agrees to obtain and provide Owner with proof of liability insurance in the amount of $100,000.00 (One Hundred Thousand dollars).

7.  PROPERTY MAINTENANCE:  Tenant agrees to be responsible for all repairs to the property and keep all items in good order and good condition.

8.  DESTRUCTION OF PROPERTY:  If the property becomes totally or partially destroyed during the term of this agreement so that the Tenant’s use is seriously impaired, Owner or Tenant may terminate this agreement upon 3 (three) day notice to the other.

9.  ASSIGNMENT:  Tenant shall not transfer, assign, or sublet the premises or any part thereof.

10.  PARTIAL INVALIDITY:  Nothing contained in this Agreement shall be construed as waiving any of the Owner’s or Tenant’s rights under the law. If any part of this Agreement shall be in conflict with the law, that part shall be void to the extent that it is in conflict but shall not invalidate this Agreement nor shall it affect the validity or enforceability of any other provision of this Agreement.

11.  NO WAIVER:  Owner’s acceptance of rent with knowledge of any default by Tenant or waiver by Owner of any breach of any term of this Agreement shall not constitute a waiver of subsequent breaches. Failure to require compliance or to exercise any right shall not be constituted as a waiver by Owner of said term, condition, and/or right, and shall not affect the validity or enforceability of any provision of this Agreement.

12. ATTORNEY FEES:  If any legal action or proceedings be brought by either party of this Agreement, the prevailing party shall be reimbursed for all reasonable attorney's fees and costs in addition to other damages awarded.

13. JOINTLY AND SEVERALLY:  The undersigned Tenants are jointly and severally responsible and liable for all obligations under this agreement.

14. ENTIRE AGREEMENT:  This Agreement constitutes the entire Agreement between Owner and Tenant.  No oral agreements have been entered into, and all modifications or notices shall be in writing to be valid.

15. RECEIPT OF AGREEMENT: The undersigned Tenants have read and understand this Agreement and hereby acknowledge receipt of a copy of this Rental Agreement.

Dated:____________________

________________________________________

Tenant 1

________________________________________

Tenant 2

________________________________________

Caryn Pollock for Hartvan LLC

Prepared by:  Caryn Pollock of Hartvan LLC

                   157 Linder Dr.

                   Homosassa, FL 34446                     

Return to:  Caryn Pollock of Hartvan LLC

                   157 Linder Dr.

                   Homosassa, FL 34446                     

For Documentary Stamp Tax purposes the consideration is $amount

_________________________________________________________________________________

WARRANTY DEED

This Warranty Deed, Made this xx day of Month, 2025, Between Hartvan LLC, a Florida Limited Liability Company, of 157 Linder Dr., Homosassa, FL 34446, (collectively the "Grantor"), and buyer and marital status, of address, (collectively the "Grantee"),

Witnesseth:   That said Grantor, for and in consideration of the sum of $10.00 Dollars and other valuable consideration, the receipt whereof is hereby acknowledged, hereby grants, bargains, sells, aliens, remises, releases, conveys and confirms unto the Grantee, all that certain land situate in County County, Florida, viz:

Legal Description of Property

AKA: Street address of property.

SUBJECT TO covenants, conditions, restrictions, reservations, limitation, easements and agreements of record, if any, taxes and assessments for the year 2011 and subsequent years, and to all applicable zoning ordinances and/or restrictions and prohibitions imposed by governmental authorities, if any

TOGETHER with all the tenements, hereditaments and appurtenances thereto belonging or in anywise appertaining

TO HAVE AND TO HOLD the same in fee simple forever and said Grantor does hereby fully warrant the title to said land, and will defend the same against the lawful claims of all persons whomsoever.

*"Grantor" and "grantee" are used for singular or plural, as context requires.

                 In Witness Whereof, the said Grantor has signed and sealed these presents the date set forth above.

_________________________________                _________________________________

 Witness Signature                                                    Caryn K Pollock, Hartvan LLC Managing Partner

_______________________________________________________

 Print Witness Name & Address

_________________________________

 Witness #2 Signature               

_______________________________________________________

 Print Witness #2 Name & Address

State of _____________

County of ____________

  The foregoing instrument was acknowledged by me this ______________

day of _____________, 2025 by:  Caryn Pollock who is/are personally known by me or who has/have produced:  a Florida driver’s license as identification and who did not take an oath.

                         ________________________________ (SEAL)

                      Notary Public

                      State of

My Commission Expires:

_______________________________________________________________________________________________________________________________________________________________________________

Hartvan LLC

157 Linder Dr.

Homosassa, FL 34446

Buyer’s Name

Buyer’s Address

Re:  Quit Claim Deed

Dear : Buyer

Be advised that the quit claim deed you have provided will be held in escrow and only used if there is default of the mortgage (ie non-payment, lack of insurance, etc).

The quit claim deed will be returned to you upon the mortgage payoff.

Sincerely,

Caryn K. Pollock

Hartvan LLC, managing partner

CERTIFICATE OF ACKNOWLEDGMENT BY INDIVIDUAL

State of Florida, County of

I am an officer authorized to take acknowledgments and proofs in this State.  I sign this acknowledgment below to certify that it was made before me.

On _____________________, 2025, Caryn K. Pollock

appeared before me in person. (If more than one person appears, the. words "this person" shall include all persons named who appeared before the officer and made this acknowledgment). I am satisfied that this person is the person named in and who signed this Document. This person acknowledged signing, sealing and delivering this Document as this person's act and deed for the uses and purposes expressed in this Document.

                                                       __________________________________________

                                                                                    Notary’s signature. Print, stamp or type name directly beneath.