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I am a Policy Economist at the Federal Reserve Bank of Cleveland. 

I am also the director of the Federal Reserve's Small Business Credit Survey, a national survey conducted jointly by the 12 Reserve Banks in the Federal Reserve System.

Any views I express are my own, and not necessarily those of the Federal Reserve Bank of Cleveland or the Board of Governors of the Federal Reserve System.

Learn more about my research here, or download a copy of my CV  here.

Federal Reserve Bank of Cleveland

1455 East 6th Street

Cleveland, OH 44114

hal.martin@clev.frb.org

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