Guide for Landlords/ Buying and Managing Rentals

Buy Apartment Complex

Introduction: "In California, there are numerous apartment complexes available ranging from 12 units to 60 units and beyond. As a seasoned real estate broker specializing in the Central Valley market, I can provide you with a curated list of properties tailored to your investment needs. Whether you're looking for a small complex or a larger-scale investment, I offer valuation services to estimate your potential net cap rate."

Property Listings:

12 units for $1.4 million
32 units for $1.8 million
16 units for $1.22 million
42 units for $2.39 million
24 units for $1.45 million
39 units for $2.3 million
30 units for $1.5 million
15 units for $1.125 million
14 units for $1.4 million
33 units for $2.175 million
22 units for $1.63 million
60 units for $5 million
44 units for $4.4 million
34 units for $2.55 million

Services Offered:

Property valuation to estimate net cap rate
Detailed property listings from Fresno MLS
Assistance with financing options

Financing Information: "We are actively involved in financing multi-family properties. Typically, lenders advise a down payment of 25-30%. Contact our listed lenders for more detailed information on financing your investment."

Contact Information: For more information or to request a detailed list of available properties, please contact:

Puneet Bhargava
Phone: 559-274-7025
Email: homeclovis@gmail.com

Mortgage Calculator---Click here to calculate your monthly payment

Our financing policy on multi-family properties.

We are very active lenders in this segment of investor real estate properties. I am not sure exactly who had questions, but I will answer any and all questions either of you may have. Below is a rough framework of our structure/policy, but we can obviously adjust based on the customer’s needs/wants. Please let me know if you would like to discuss further. Have a great day.

Investor Property (multi-family)

LTV: 65% - 75%

$$ Amount: Up to $25MM

Term: up to 10 yr with a 25 yr amortization

Cash Flow Req: Minimum debt service coverage ratio of 1.25x

Non-Recourse: We do not provide non-recourse loans

Matt Graham

Vice President

Commercial Banking

2151 W. Shaw Ave

Fresno, CA. 93711

Phone: 559-243-2414