Published papers

PUBLICATIONS

[1] Bonfim, D., G. Cerqueiro, H Degryse, and S. Ongena (2023) "On-site inspecting zombie lending." Management Science, 69, 2547-2567.

[2] Cerqueiro, G., S. Ongena, and K. Roszbach (2020)  “Collateral Damaged? Priority structure,credit supply, and firm performance.” Journal of Financial Intermediation, 44, 100824.

[3] Cerqueiro, G., F. Penas, and R. Seamans (2019) "Debtor protection and business dynamism." Journal of Law and Economics, 62, 521-549.

[4] Cerqueiro, G., and F. Penas (2017) “How does personal bankruptcy law affect start-ups?” Review of Financial Studies, 30, 2523-2554.

[5] Cerqueiro, G., D. Hedge, F. Penas, and R. Seamans (2017) “Debtor rights, credit supply, and innovation,” Management Science, 63, 3147-3529

[6] Cerqueiro, G., K. Roszbach, and S. Ongena (2016) "Collateralization, bank loan rates, and monitoring," Journal of Finance, 71, 1295-1322. 

[7] Berger, A., G. Cerqueiro, and F. Penas (2015) "Market size structure and small business lending: Are crisis times different from normal times?" Review of Finance, 19, 1965-1995.

[8] Berger, A., G. Cerqueiro, and F. Penas (2011) “Does debtor protection really protect debtors? Evidence from the small business credit market,” Journal of Banking and Finance, 35, 1843-1857.

[9] Cerqueiro, G., H. Degryse, and S. Ongena (2011) “Rules versus discretion in loan rate setting,” Journal of Financial Intermediation, 20, 503-529.

BOOK CHAPTERS

[1] Cerqueiro, G., H. Degryse, and S. Ongena (2013) “Using heteroskedastic models to analyze the use of rules versus discretion in lending decisions, and other applications,” Bell, Adrian, Chris Brooks and Marcel Prokopczuk (eds.) Handbook of Research Methods and Applications in Empirical Finance (Edward Elgar), 216-237.

[2] Cerqueiro, G., H. Degryse, and S. Ongena (2009) “Distance, organizational structure and lending decisions,” Pietro Alessandrini, Michele Fratianni and Alberto Zazzaro (eds.) The Changing Geography of Banking and Finance (Springer), 57-74.