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“Banks role in supporting Gramodaya Scheme”, Southern Economist, Fortnightly, Vol.23, No.6, 15 July 1984, pp. 18-20.

“Development of Rural Artisans: A Case Study”, Kurukshetra, Monthly Vol. XXXII, NO.11, August 1984, pp. 18-20. ISSN :0021-5660

“New Gramodaya and Rural Development”, Satavahana, Quarterly, Vol.3, No.2, April 1985, pp. 11-14.

“Success of IRDP-Myth or Reality: A Study”, Kurukshetra, Monthly, Vol. XXXIII, No.11, August 1985 pp.17-20.

“Problems of Fair Price Shop Dealers: A Study”, Indian Consumer Cooperator, Monthly, November 1985, Vol.12, No.11, pp. 9-12.

“Co-operative Credit and Integrated Rural Development”, the Cooperator, Fortnightly, Vol.XXIII, No.16, 15th February 1986, pp. 409-411.

“TRYSEM and Self Employment in Rural Areas”, Khadi Gramodyog Monthly, March 1986, Vol. XXXII, No.6, pp.296-301.Also Published in Rural India, Monthly. Vol.48, No.3, March 1985, pp. 32-36.

“Impact of SEEUY scheme on Educated unemployed Youth: A Study”, SEDME, Quarterly (Published by NISIET), Vol.XII, No.1& 2 March and June 1986, pp. 13-19.

“Financing Sheep Rearing Scheme: A Study”, The Cooperator, Fortnightly, 15th September 1986, Vol. XXIV, No.6, pp. 176-177.

“Financing Bio-gas Plants: A Study”, Financing Agriculture, Quarterly, Vol. XIX, No.3, July-September 1987, pp. 13-16.

“Commercial Banks in the Customer Service: A Study”, Banking Finance, Monthly Vol.1, No.6, June 1988, pp. 10-12.

“Financing Pig Farming: A Study”, Kurukshetra Monthly, Vol. XXXVI, No.3 December 1988, pp. 22-23. ISSN :0021-5660

“Poultry Farming and Rural Development: A Study”, Kurukshetra, Monthly, Vol.XXXVII, No.4, January 1989, pp.9-10.- ISSN :0021-5660

“Development Finance for Small Industry”, Banking Finance, Monthly Vol.II, No.5, May 1989, pp.11-14.

Role of Warehousing in the Distribution of Essential Goods”, Rural India, Monthly, Vol.52, No.9, September 1989, pp. 214-216.

“Financing Tribal Development Programmes”, People’s Action, Bi-Monthly (Published by CAPART), Vol.No.4, July1990, pp.3-7.

“Promotion of National Integration: An Overview”, Edited Volume, National Integration Camp, 1990, Directorate of Youth Services and Yuvashakti, Government of Andhra Pradesh in collaboration with Department of Youth Affairs, Government of India, New Delhi.

“NPBWD: A New Role of Banks in Rural Development”, Khadi Gramodyog, Monthly, Vol.37, No.10, July 1991, pp.393-397

Micro insurance-A vehicle for inclusive development, edited volume (ISBN :

9788192157931), Paramount publishing house ,New Delhi 2012

Asset Quality and Non Performing Assets of Indian Commercial Banks, Advances in Asian Social Sciences Vol 1, No 2 June 2012 (published by World Science Publisher, United States of America) pp. 224-231 ISSN: 2167-6429

http://worldsciencepublisher.org/journals/index.php/AASS/article/view/226

Services to service Industry-The effervescence of Indian IT forerunners, edited volume on Corporate excellence in challenging global scenario (ISBN.9788192528601), Hikey Media ,Chennai September 2012,pp.176-179

Impact of Services Mix Variables in building Customer Brand Loyalty: A Study, Arabian Journal of Business and Management Review (Nigerian Chapter) Vol. 1, No. 1, 2012 -- ISSN: 2315-8638 Impact Factor (SJIF) 3.159

http://www.arabianjbmr.com/pdfs/NG_VOL_1_1/9.pdf

Credit for Rural Women Entrepreneur: A development strategy for Inclusive Growth, Singaporean Journal of Business Economics and Management Studies (SJBEM) ISSN:2301-3621- Vol.1, no.6, 2013 Singapore

http://singaporeanjbem.com/VOL_1_%286%29_SG.php