Publications


Macroeconomic Expectations and Credit Card Spending

with Mikhail Galashin and Ricardo Perez-Truglia, (2024)

Forthcoming, Review of Financial Studies

Supplementary appendix | Replication files 


Learning to Navigate a New Financial Technology

with Emily Breza and Leora Klapper, (2024)

Forthcoming, Journal of Finance

Supplementary appendix | Replication files 


Moral Incentives in Credit Card Debt Repayment: Evidence from a Field Experiment

with Leonardo Bursztyn, Stefano Fiorin, and Daniel Gottlieb

Journal of Political Economy, 127(4): 1641-1683 (2019)

Supplementary appendix | Replication files | Slides


Status Goods: Experimental Evidence from Platinum Credit Cards

with Leonardo Bursztyn, Bruno Ferman, Stefano Fiorin, and Gautam Rao

Quarterly Journal of Economics, 133(3): 1561-1595 (2018)

Supplementary appendix | Replication files | Slides


The Economic Effects of a Borrower Bailout

with Xavier Giné

Review of Financial Studies, 31(5): 1752-1783 (2018)

Supplementary appendix | Replication files


What Does Debt Relief Do for Development? Evidence from India's Bailout for Rural Households

American Economic Journal: Applied Economics, 8(4): 66-99 (2016)

Supplementary appendix | Replication files


Incentivizing Calculated Risk-Taking: An Experiment with Commercial Bank Loan Officers

with Shawn Cole and Leora Klapper

Journal of Finance, 70(2): 537-575 (2015)

Supplementary appendix | Replication files



Reviews and Invited Research


Discrimination Expectations in the Credit Market: Survey Evidence from India

with Stefano Fiorin and Joseph Hall

American Economic Association, Papers & Proceedings, (2025)

Supplementary appendix | Replication files


Debt Relief for Households in Developing Economies

with Sasha Indarte

Oxford Review of Economic Policy, 40(1): 139-159 (2024)

Supplementary appendix | Replication files


Workplace Signaling and Financial Commitment

with Emily Breza and Leora Klapper

American Economic Review, Papers & Proceedings, 108: 438-443 (2018) 

Supplementary appendix | Replication files



Working Papers


How do Borrowers Respond to a Debt Moratorium? Experimental Evidence from Consumer Loans in India

with Stefano Fiorin and Joseph Hall

-Western Finance Association Elsevier Best Paper Award (2024)

Revise and Resubmit, Review of Financial Studies