Miriam Bruhn is a Senior Economist in the Finance and Private Sector Development Team of the Development Research Group and an affiliate of the AI and Digital Development (AI/DD) Research Initiative. She joined the Bank as a Young Economist in September 2007. Her research interests include the effect of regulatory reform on entrepreneurial activity, the informal sector, micro and small enterprises, financial literacy, and the relationship between institutions and economic development. She holds a Ph.D. in Economics from MIT and a B.A. in Economics from Yale University.