Working Papers
Inframarginal Borrowers and the Mortgage Payment Channel of Monetary Policy
Housing Market Congestion: The Effects of New For-Sale Supply on Home Prices and Sale Hazards w/ Elliot Anenberg (R&R at Review of Financial Studies)
Published and Accepted Works
Student Loans, Access to Credit, and Consumer Credit Demand w/ Alvaro Mezza and Kamila Sommer (Review of Financial Studies, 2024)
Monetary Policy and Home Buying Inequality (Accepted at Review of Economics and Statistics)
How Much Does Racial Bias Affect Mortgage Lending? Evidence from Human and Algorithmic Credit Decisions w/ Neil Bhutta and Aurel Hizmo (Forthcoming at Journal of Finance)
Volatility in Home Sales and Prices: Supply or Demand? w/ Elliot Anenberg (Journal of Urban Economics, 2024)
The Propagation of Demand Shocks Through Housing Markets w/ Elliot Anenberg (AEJ:Macroeconomics, 2022)
Mortgage Lending, Default and the Community Reinvestment Act ( Journal of Money, Credit and Banking, 2023)
The Effect of Interest Rates on Home Buying: Evidence from a Shock to Mortgage Insurance Premiums w/ Neil Bhutta (Journal of Monetary Economics, 2021)
Parental Credit Constraints and Child College Attendance (Education Finance and Policy, Fall 2019)
Student Loans and Homeownership w/ Alvaro Mezza, Kamila Sommer and Shane Sherlund (Journal of Labor Economics, 2020)
Home Ownership as a Labor Market Friction (Real Estate Economics, 2021)