Research

Publication:

• Mortgage Servicing Fees and Servicer Incentives During Loss Mitigation (with Moussa Diop) 

       Management Science, December 2022

Working Paper:

• Unintended Consequences of the Home Affordable Refinance Program (with Phoebe Tian) - submiited to Journal of Finance

        (Awarded the 2023 Public Utility Research Center Prize for the best paper in regulatory economics at the International Industrial Organization Conference) 

• How Informed Were Non-Agency MBS Investors? Evidence from Mortgage Servicing Pricing (with Moussa Diop)

        (Semifinalist for Best Paper Award at Financial Management Association Annual Meeting, New Orleans, LA 2019)

Work in Progress:

• Foreclosure or Modification: A Dynamic Discrete Choice Problem of Mortgage Servicers (with Moussa Diop and Phoebe Tian)