José Manuel Carbó

Senior Economist · Banco de España

I work in the Division of Financial Innovation at Banco de España.

My research combines applied econometrics and machine learning to study credit markets, financial innovation and climate-related data. My work also examines the economic effects of transport and infrastructure.

Research interests
Artificial intelligence and credit risk · Open banking and digital finance · Climate data · Applied econometrics

Research & publications · Curriculum vitae

Contact
jose.carbo@bde.es