Research

Working Papers

Cost of Consumer Collateral: Evidence from Bunching with Cameron Ellis and Ben Keys. Conditionally accepted, Econometrica

After the Storm: How Emergency Liquidity Helps Small Businesses Following Natural Disasters with Sabrina Howell and Lea Rendell

Homeowners' Willingness to Hedge Flood Risk as Prices Increase with Tobias Huber, Johannes Jaspersen, and Andreas Richter

Credit When You Need It with Dan Hartley, Ben Keys, and Xian Ng

Published Papers

Collier, B.L. and C. Ellis (2024). "A Demand Curve for Disaster Recovery Loans," Econometrica, 92(3): 713-748, https://doi.org/10.3982/ECTA20417.

Collier, B.L., L. Powell, M.A. Ragin, X. You (2024). Financing Negative Shocks: Evidence from Hurricane Harvey, Journal of Financial and Quantitative Analysis, https://doi.org/10.1017/S0022109024000103

Collier, B.L., D. Schwartz, H. Kunreuther, and E. Michel-Kerjan (2022). “Insuring Large Stakes: A Normative and Descriptive Analysis of Households’ Flood Insurance Coverage” Journal of Risk and Insurance, 89 (2): 273-310, https://doi.org/10.1111/jori.12363.

Ragin, M.A., B.L. Collier, J.G. Jaspersen (2021). “The Effect of Information Disclosure on Demand for High-Load Insurance,” Journal of Risk and Insurance, 88(1): 161-193, https://doi.org/10.1111/jori.12308.

Collier, B.L., A.F. Haughwout, H.C. Kunreuther, and E.O. Michel-Kerjan (2020). “Firms’ Management of Infrequent Shocks,” Journal of Money, Credit and Banking, 52(6, September): 1329-1359, https://doi.org/10.1111/jmcb.12674.

Collier, B. L. (2020) “Strengthening Local Credit Markets Through Lender-Level Index Insurance,” Journal of Risk and Insurance, 87(2): 319-349, https://doi.org/10.1111/jori.12277

Collier, B. L. and M.A. Ragin (2020). “The Influence of Sellers on Contract Choice: Evidence from Flood Insurance,” Journal of Risk and Insurance, 87(2): 523-557, https://doi.org/10.1111/jori.12280

Collier, B. L. and V. O. Babich (2019). “Financing Recovery After Disasters: Explaining Community Credit Market Responses to Severe Events” Journal of Risk and Insurance, 86(2): 479–520, https://doi.org/10.1111/jori.12221

Atreya, A., J. Czajkowski, W. Botzen, G. Bustamante, K. Campbell, B.L. Collier, F. Ianni, H.C. Kunreuther, E.O. Michel-Kerjan, and M. Montgomery (2017). “Adoption of Flood Preparedness Actions: A Household Level Study in Rural Communities in Tabasco, Mexico.” International Journal of Disaster Risk Reduction, 24, 428-438.

Collier, B. L. (2015). “Financial Inclusion and Natural Disasters.” American Journal of Agricultural Economics, 97(2), 656-657 (by invitation for the Outstanding Dissertation Award).

Barnett, B. J. and B. L. Collier (2014). “Reflections on Doing Bad by Doing Good.” Studies in Emergent Order, 7: 74–80.

Collier, B. L., and J. R. Skees (2012). “Increasing the Resilience of Financial Intermediaries through Portfolio-Level Insurance against Natural Disasters.” Natural Hazards 64: 55–72

Collier, B. L., A. L. Katchova, and J. R. Skees (2011). “Loan Portfolio Performance and El Niño, An Intervention Analysis.” Agricultural Finance Review 71: 98–119.

Collier, B. L., J. R. Skees, and B. J. Barnett (2009). “Weather Index Insurance and Climate Change: Opportunities and Challenges in Lower Income Countries.” The Geneva Papers on Risk and Insurance: Issues and Practice 34: 401–424.

Book Chapters

Collier, B. L. and C. Kousky (2025). “Household Financial Resilience after Severe Climate Events: The Role of Insurance.” Handbook of Insurance, Georges Dionne ed., Springer, 99–122, https://doi.org/10.1007/978-3-031-69561-2,  Working paper version: https://papers.ssrn.com/sol3/papers.cfm?abstract_id=4857411

Published Papers, Popular Reading

As Climate Risk Grows, So Will Costs for Small Businesses. Harvard Business Review, August 16, 2022, with Marc Ragin.

Small and Young Businesses Are Especially Vulnerable to Extreme Weather. Harvard Business Review, November 23, 2016.