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LET'S GET STARTED!
Please review ALL INFORMATION on this site prior to meeting with the HR Team at your store to complete your benefits enrollment.
Please review ALL INFORMATION on this site prior to meeting with the HR Team at your store to complete your benefits enrollment.
GENERAL ELIGIBILITY RULES
GENERAL ELIGIBILITY RULES
Full-time associates are eligible for all benefits starting the 1st of the month following 60 days of full-time service.
Mid-time associates are eligible for health insurance and HSA only starting the 1st of the month following 60 days of mid-time service.
2025 BENEFIT OPTIONS
2025 BENEFIT OPTIONS
High Deductible Health Plan (HDHP) paired with a Health Savings Account (HSA)
Dental Insurance
Vision Insurance
Short Term Disability Insurance
Long Term Disability Insurance
Accident Insurance
Life Insurance (Self, Spouse, and/or Child(ren))
Employee Assistance Program (EAP) – available at no cost to you!
QUALIFYING LIFE EVENTS
QUALIFYING LIFE EVENTS
Once you make your initial benefits elections, you can only change them during the year if you experience a qualifying event. Some examples of qualifying events include:
Marriage
Birth or adoption of a child
Divorce
Gain or loss of coverage under another plan (such as a spouse or parent's plan)
If you don't experience a qualifying event during the year, you will only be able to make changes to your benefit elections during the Open Enrollment period at the end of the year.
Open Enrollment typically starts in early November and ends before Thanksgiving. Changes go into effect on January 1st of the following year.
HEALTH INSURANCE
HEALTH INSURANCE
UMR, a United Healthcare Company
Visit the UMR pre-enrollment site at https://go.umr.com/scheels to learn more about our Medical and Pharmacy benefits.
WORKING SPOUSE PROVISION
WORKING SPOUSE PROVISION
Associate's spouses that are eligible for health care through their own employer are not eligible to enroll in Scheels health insurance plan.
UMR - 2025.mp4What can YOU do to keep our premiums low?
What can YOU do to keep our premiums low?
Wellness Visits - Each year, members of our UMR plan can take advantage of a wellness visit that is 100% paid for by the plan. These visits allow you to review your health with your doctor on an annual basis and can assist with the early detection of disease and illness.
Telehealth Visits - Utilize the Teladoc services provided with our UMR plan. Regular visits with a physician using Teladoc cost $54 or less.
Think Like an Owner - By being a smart consumer, and not receiving services that aren't medically necessary, you can help keep our premiums lower! Even after you hit your deductible for the year, remember that we all share in healthcare costs for claims processed through our plan.
TELEHEALTH CARE
TELEHEALTH CARE
Under our UMR policy, you have two options for virtual care.
Use your own provider's telehealth services
Many providers or healthcare systems have virtual, telehealth options. Contact your healthcare provider for information.
Use the Teladoc telehealth service through UMR
Teladoc providers are available 24/7/365 to assist in non-emergency situations.
Download the Teladoc app or go to www.teladoc.com to create an account.
New Programs for associates ENROLLED IN health insurance
New Programs for associates ENROLLED IN health insurance
Virtual Behavioral Healthcare
8-week program
Virtual coaching and/or therapy sessions
Available for UMR members
Monthly membership to access fitness centers and grocery delivery
Available for UMR members
HEALTH SAVINGS ACCOUNT
HEALTH SAVINGS ACCOUNT
WEX
HSA Limits for 2025:
Individual - $4,300
Family - $8,550
Age 55+ - Eligible for $1000 catch-up
Not sure or still deciding if you'd like to enroll in an HSA?
Not sure or still deciding if you'd like to enroll in an HSA?
Review potential benefits with the My HSA Planner.
Contact WEX directly for timely, secure assistance with password resets or to order a new debit card.
HSA Video - 2025.mp4Dental Video - 2025.mp4DENTAL INSURANCE
DENTAL INSURANCE
Delta Dental of MN
VISION INSURANCE
VISION INSURANCE
VSP Vision
If you are on the fence or are looking for more information when deciding to enroll in Vision coverage, you can view this Informational Video from VSP, and take the VSP Quiz to learn more about coverage.
Vision Video - 2025.mp4Disability Video - 2025.mp4SHORT AND LONG TERM DISABILITY
SHORT AND LONG TERM DISABILITY
Mutual of Omaha
VOLUNTARY LIFE INSURANCE
VOLUNTARY LIFE INSURANCE
Mutual of Omaha
Term Life Insurance options are available for yourself, your spouse, and your eligible children.
Life Insurance - 2025.mp4Accident Video - 2025.mp4ACCIDENT INSURANCE
ACCIDENT INSURANCE
Allstate
ALLSTATE WELLNESS REIMBURSEMENTS
ALLSTATE WELLNESS REIMBURSEMENTS
Reminder: There is no time limit for submitting your Allstate Accident Plan Wellness Reimbursements or Claims. You can email your explanation of benefits to Jaime Turner (jaime.turner@hubinternational.com) for processing, or submit your claims online using this link.
EMPLOYEE ASSISTANCE PROGRAM (EAP)
EMPLOYEE ASSISTANCE PROGRAM (EAP)
Mutual of Omaha
Life’s not always easy. Sometimes a personal or professional issue can affect your work, health, and general well-being. You often turn to family or friends for support, but sometimes that’s not enough. Sometimes you need an experienced professional to talk with to know you’re not alone.
Start getting the help you need today by calling 800-316-2796 for a confidential consultation or by submitting the EAP intake form online.
Mutual of Omaha's EAP is available 24 hours a day, 7 days a week. These services are free of charge (5 visits per person, per issue, per year) for Scheels associates and their family members.
EAP services include:
In-person or virtual counseling (individual or family)
Legal Services
Financial Services
Work/Life Balance Resources
Full information can be found at www.mutualofomaha.com/eap or in the flyers on the Resources page.
FREE and available to ALL Scheels associates, regardless of employment status
Provides access to discounts for hotels, airfare, tickets, rental cars, shopping, and more!
Bell Bank
Associates who are over the age of 21 are eligible to participate in the Scheels 401(k) Retirement plan with Bell Bank starting the 1st day of the quarter following hire.
Deferral changes can either be made pre-tax (traditional 401(k)) or post-tax (Roth), and you can elect either a flat dollar amount or a percentage of your paycheck to go into your retirement account.
You may change your contribution amount anytime by logging into UKG and completing a Life Event.
YOUR NEXT STEPS:
YOUR NEXT STEPS:
Meet with the HR Team at your store to complete your enrollment.
Meet with the HR Team at your store to complete your enrollment.
If you plan to add any dependents (spouse or children) to your benefit plans, please be sure to have their date of birth and social security numbers available at your meeting.
During this meeting, enrollment will be completed through the UKG Pro portal. It is not necessary to log into UKG prior to your meeting unless you want to review your benefits options or navigate the site.
Please reach out to the HR team at your store if you have any questions about your benefits or eligibility with Scheels.
Please reach out to the HR team at your store if you have any questions about your benefits or eligibility with Scheels.
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