As all employees are aware by now, we have been exploring cost effective alternatives to our medical insurance. We have assembled an insurance committee to assist us in this process, as well as hire brokers. Our Brokers are GBS of Idaho, and they will be available moving forward with any insurance questions or claims issues that may arise for you or any family member on the insurance.
After months of hard work and deliberation, there is a path forward. We will be modifying the benefits slightly and in so, doing we have been able to keep the rates flat for employees on the PPO. Included in this letter is a benefit summary describing the new benefits. The most important message that we can put forth is that if you are on the PPO, you will need to submit your Explanation of Benefits (EOB’s - the form you get back from Blue Cross after you go to the doctor) to GBS of Idaho to be reimbursed on the buydown. Instructions to do so are included, available online and in the district office. By doing so, you will have a $400 deductible. Failure to submit your EOB’s will result in you and any family member on the plan having a $3,000 deductible. It is your responsibility to get your EOB’s in within one year of the date on the EOB.
The H.S.A. is going to change a bit as well. We are going to add preventative prescription drugs to the H.S.A. plan. If any of your prescriptions are on the list provided, you will receive your prescription at no out of pocket cost to you. We appreciate all of the employees at Ririe School District and look forward to continuing to offer a competitive benefit package to our employees.
Sincerely,
The Insurance Committee, Ririe Education Association, and District Administration