FAQ

A Public Adjuster is a trained independent insurance professional that helps homeowners process their insurance claims. A public adjuster is different from an insurance adjuster, as the public adjuster does not work for the insurance company. As such, Public Adjusters are loyal to the Homeowners unlike the Insurance Adjusters that have the best interest of the Insurance Company in mind.

A Public Adjuster will help you understand your insurance policy and get the most out of your insurance. It is also the Public Adjusters job to track the claim process and make sure that it is resolved in a fast and timely manner.  Most importantly a Public Adjuster will negotiate with the insurance company to make sure that the Homeowner’s claim will be settled with the best outcome possible. At Recoverage Public Adjusting we will also handle the contractors hired to do repairs. 

Filing a claim can be timely and confusing. It is a part of a Public Adjuster's job to deal with all of that for you. Apart from that, studies show that Public Adjusters help get up to 747% more money for the claim compared as to when a homeowner does it themselves as a Public Adjuster knows the ins-and-outs of the Claims process.

NO! You can hire a Public Adjuster all throughout the claims process. However, it is better to hire them towards the beginning of the claim or before the claim is filed so that they may deal with the paperwork and the negotiation. 

A Public Adjuster charges a percentage of the claim amount. This percentage can range from 10-20%. Or they may charge an hourly rate. However, at Recoverage Public Adjusting we charge percentage.