Group Insurance

Employers are often bombarded by representatives from multiple insurance companies. It quickly becomes difficult for employers to determine their best options. At R&B Insurance Services, we are here to help you with that task. We are licensed with all the major carriers and know the strengths and weaknesses of each. Being licensed with a variety of carriers gives us the ability to quote each product with a multitude of carriers and provide each client with a unique benefit package that is custom-fit to their needs and budget. We are often able to present a benefit package to our clients that offers better benefits to their employees, while saving them money. 

Supplemental Benefits

Supplemental benefits are the reason R&B Insurance got its start. Over the years, these types of benefits quickly gained popularity among both employers and employees. These types of policies to not coordinate with health plans, but instead supplement any health plans that someone may have. Supplemental benefits are customizable benefits that pay money directly to the policyholder and help to protect them from any healthcare costs they may not have been prepared for. Supplemental benefits are often portable and present a tax savings.  These benefits are a great way to ensure satisfaction and retention of employees.

Supplemental Benefits Offered:

Ancillary Benefits

Ancillary Benefits are gaining popularity in the same way Supplemental Benefits are, creating satisfaction and retention of employees. 

Ancillary Benefits Offered:



Medical Insurance

Many of our clients loved the way that we handled all of their supplemental and ancillary benefits and were asking us to also handle their medical insurance. Due to this demand we dove into the world of health insurance and now offer this service to any of our clients that are interested. We handle the health insurance with the same standards as as all of our other benefits. We also offer a free service compliance service to any client that has their health insurance through us.  

Medicare

Currently, many employees are working past the age of 65. Medicare can be very confusing, especially for those individuals who are still working and on a group health plan. We offer free Medicare consulting to our clients, helping them understand the ins and outs of Medicare and determine which plan is right for them.