Everything you need to know to use our OxyLoans platform effectively
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Our Company Name is SRS FinTechLabs Pvt. Ltd. and Platform name is OxyLoans. Here is the RBI registration Certificate.
certificate of recognition.pdfSRS FINTECHLABS PRIVATE LIMITED is now a Startup recognized by the Government of India!
Earn 1.75% per month | RBI Approved P2P NBFC (2022-11-27 11:05 GMT+5:30)Earn 1.75% per month | RBI Approved P2P NBFC
Happy to share that OxyLoans, SRS Fintech Labs NBFC-P2P has been recognized under the category of 𝐄𝐱𝐜𝐞𝐥𝐥𝐞𝐧𝐜𝐞 𝐢𝐧 𝐈𝐧𝐧𝐨𝐯𝐚𝐭𝐢𝐨𝐧 & 𝐂𝐮𝐬𝐭𝐨𝐦𝐞𝐫 𝐄𝐧𝐠𝐚𝐠𝐞𝐦𝐞𝐧𝐭 initiative at the prestigious 𝐄𝐥𝐞𝐭𝐬 𝟑𝐫𝐝 𝐍𝐁𝐅𝐂𝟏𝟎𝟎 𝐋𝐞𝐚𝐝𝐞𝐫 𝐨𝐟 𝐄𝐱𝐜𝐞𝐥𝐥𝐞𝐧𝐜𝐞 𝐀𝐰𝐚𝐫𝐝𝐬 in 𝐂𝐡𝐞𝐧𝐧𝐚𝐢 on August 2nd, 2023.
Happy to share that OxyLoans, SRS Fintech Labs NBFC-P2P has been recognized under the category of 𝐄𝐱𝐜𝐞𝐥𝐥𝐞𝐧𝐜𝐞 𝐢𝐧 𝐈𝐧𝐧𝐨𝐯𝐚𝐭𝐢𝐨𝐧 & 𝐂𝐮𝐬𝐭𝐨𝐦𝐞𝐫 𝐄𝐧𝐠𝐚𝐠𝐞𝐦𝐞𝐧𝐭 initiative at the prestigious 𝐄𝐥𝐞𝐭𝐬 𝟑𝐫𝐝 𝐍𝐁𝐅𝐂𝟏𝟎𝟎 𝐋𝐞𝐚𝐝𝐞𝐫 𝐨𝐟 𝐄𝐱𝐜𝐞𝐥𝐥𝐞𝐧𝐜𝐞 𝐀𝐰𝐚𝐫𝐝𝐬 in 𝐂𝐡𝐞𝐧𝐧𝐚𝐢 on August 2nd, 2023.
Awards psdd_1.mp4#Our2ndAward Thanks to Our Lenders for selecting OxyLoans for the Best NBFC P2P Product Design Award.
#Our2ndAward Thanks to Our Lenders for selecting OxyLoans for the Best NBFC P2P Product Design Award.
Lender User Flow-converted.pdfUser Flow - Lender
Refer-a-friend.mp4Refer A Friend
Lender Registration Video
Borrower User Flow-converted.pdfUser Flow - Borrower
RBI directions.PDFRBI directions
Collection Process document.docxCollection process
FB rating.mp4Facebook Rating
Google Rating.mp4Google Rating
NRI Lender Registration
ICICI-BANK-ADDOXYLOANS-VIRTUAL-ACCOUNT.mp4Steps to add the Lender virtual account
Gmail_Invite.webmInvite all your Gmail Contacts
Gmail_Invite.webmInvite all your Gmail Contacts
Referral FAQ.pdfReferral FAQ
VID-20211027-WA0000.mp4What is P2P lending? How it can help Apartment to transform as Neo Bank? Can Apartment corpus fund used for lending? What are RBI guidelines? Listed directly from Radhakrishna.Thatavarri
Founder
RBI approved P2P-NBFC
Invest & Earn 6-12% | No Risk | 13-21% & 30-36% High Risk (2022-12-03 11:01 GMT+5:30)Earn 1.75% per month | RBI Approved P2P NBFC (03DEC)
RBI APPROVED P2P LENDING IS SAFE! Our lenders earned 10 crores - you can also earn! (2023-06-02 20:05 GMT+5:30)Earn 1.75% per month | RBI Approved P2P NBFC
Session1
RBI APPROVED P2P LENDING IS SAFE! Our lenders earned 10 crores - you can also earn! (2023-06-03 11:06 GMT+5:30)Earn 1.75% per month | RBI Approved P2P NBFC
Session 3
bme-hbfg-uvb (2023-06-01 20:13 GMT+5:30)RBI APPROVED P2P LENDING IS SAFE! Our lenders earned 10 crores - you can also earn! (2023-06-04 11:05 GMT+5:30)Earn 1.75% per month | RBI Approved P2P NBFC
Session 4
RBI APPROVED P2P LENDING IS SAFE! Our lenders earned 10 crores - you can also earn! (2023-06-04 11:17 GMT+5:30)Earn 1.75% per month | RBI Approved P2P NBFC
Session4 Lender FAQ
If you have reached your lending limit of 50 lakhs, consider exploring these plans.
Q1. I have reached my lending limit of 50 lakhs. How can I continue participating in more deals?
Radha:
Plan A - Open a new lender account in your family member's name.
Q2. I have already used accounts under my family members' names. How else can I participate?
Plan B - You can transfer funds into an LLP for a flat rate.
Plan C - Transfer funds into the OXYBLOCKS partnership firm.
Plan D - Create a simple partnership firm and lend money using the firm’s PAN card.
📌 Understanding the ₹50 Lakh Lending Limit & Timing Delay
1. Maximum Limit: Each PAN card holder can lend up to ₹50 lakhs.
2. Deal Closure: When a deal is closed (e.g., ₹1 lakh is repaid), that ₹1 lakh is credited back to the lender’s account.
3.SMS Notification Sent: As soon as we initiate the fund release, the lender receives an SMS saying:
“₹1 lakh has been released to your account.”
4. Lender Assumption: After seeing the SMS, the lender assumes that their lending limit is now ₹49 lakhs, and they can lend ₹1 lakh again
5.CMS Report Delay: Our system relies on the bank’s CMS (Cash Management System) report to confirm the fund credit.
⚠ This report can take up to 24 hours to be received by us.
6.Limit Update Happens After CMS: Only after we receive the CMS report, we officially reduce the lent amount from ₹50 lakhs to ₹49 lakhs in our system.
7.Temporary Mismatch: This creates a time gap between the SMS the lender receives and when the updated lending limit is shown in our platform.
8.No Immediate Fix: Unfortunately, this delay is due to how banking systems work, and there’s no instant solution available for this at the moment.
✅ Please note: Your lending limit will be updated correctly — just allow up to 24 hours for the system to reflect it.
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