Terms and Conditions



If you do not agree with these terms, do not use this site or download any materials from it. Copyright and all other intellectual property rights, in the material available at this site, is owned by Net Gain Limited (“NET GAIN LTD”) and third parties and may only be used in the ways described in this legal notice. Except as otherwise indicated on this site you may view, or download and print a single copy of documents and graphics from this site provided that: all rights, title and interest not expressly granted are reserved; all company, product or service names referenced in this site are used for identification purposes only and may be trademarks of their respective owners; and NET GAIN LTD’s trademarks are used only with permission from NET GAIN LTD.

By using this site you agree to the following terms:


• the material is used solely for research and/ or personal purposes;

• you may not use the material for any other purpose including commercial purposes unless you enter into a full licence with NET GAIN LTD; the material is not modified or altered in any way; AND

• you do not remove any part of this legal notice.

You agree to fully indemnify us for costs incurred by us as a result of your unauthorised use of the material.


All brands and names are property of their respective owners. Links and frames connecting this site with other sites are for convenience only and do not mean that NET GAIN LTD endorses or approves those other sites, their content or any changes and updates to such sites. Except as expressly provided, any non-personal information or material sent to NET GAIN LTD will be deemed NOT to be confidential. By sending NET GAIN LTD any non-personal information or material, you grant NET GAIN LTD an unrestricted, irrevocable perpetual licence to use, reproduce, display, perform, modify, transmit and distribute those materials or information, and you also agree that NET GAIN LTD is free to use any ideas, concepts, know-how or techniques that you send us for any purpose. However, we will not release your name or otherwise publicise the fact that you submitted materials or other information to us unless: (a) you grant us permission to do so; (b) we first notify you that the materials or other information you submit to a particular part of a site will be published or otherwise used with your name on it; or (c) we are required to do so by law.


See also NET GAIN LTD Privacy Statement, which sets out the terms on which we process any personal data we collect from you, or that you provide to us. By using our site, you consent to such processing and you warrant that all data provided by you is accurate.


Except as expressly provided otherwise in an agreement between you and NET GAIN LTD, all information and related graphics contained on this site are provided “as is” without warranty including but not limited to the implied warranties of satisfactory quality, fitness for a particular purpose, title and non-infringement of third party intellectual property rights.

In no event shall NET GAIN LTD be liable for any direct, indirect, incidental, special or consequential damages for loss of profits, revenue, data or use incurred by you or any third party, whether in action in contract, tort, or otherwise, arising from your access to, or use of, this site. NET GAIN LTD make no representations about the suitability, reliability, or timeliness, and accuracy of the information, software, products and related graphics contained on web site. NET GAIN LTD reserves the right to make improvements, changes or updates to this site at any time without notice. NET GAIN LTD does not guarantee that the site, or any content on it, will be free from errors or omissions.

NET GAIN LTD will not be liable for any loss or damage caused by a virus, distributed denial-of-service attack, or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of our site or to your downloading of any content on it, or on any website linked to it.

We assume no responsibility for the content of websites linked on our site. Such links should not be interpreted as endorsement by us of those linked websites. We will not be liable for any loss or damage that may arise from your use of them.


This site (excluding linked sites) is controlled by NET GAIN LTD from its office within the United Kingdom. The interpretation, construction and effect of this Legal Notice and Disclaimer shall be governed and construed in all respects in accordance with the Laws of England. You and NET GAIN LTD also agree to submit to the exclusive jurisdiction of the English Courts.