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Adaptive Insurance is the newest member of the Baird & Warner family of services. Our mission is to make finding the right home insurance easier by providing tailored insurance solutions that fit your client’s life.
As a franchise of Goosehead Insurance, another family-owned company with over 300,000 5-star reviews, we can provide our clients coverage from 45+ A-rated insurance carriers:
“It was extremely beneficial that Adaptive partners with so many A-rated carriers. They did the comparisons for me to get me the best coverage and price point. I ended up bundling my home, umbrella and automobiles to get the best pricing. Adaptive saved me $1,100 on my homeowner's policy alone and I got more extensive coverage.”
“It was extremely beneficial that Adaptive partners with so many A-rated carriers. They did the comparisons for me to get me the best coverage and price point. I ended up bundling my home, umbrella and automobiles to get the best pricing. Adaptive saved me $1,100 on my homeowner's policy alone and I got more extensive coverage.”
—Frances S.
—Frances S.
Connecting your clients with Adaptive is easy.
Connecting your clients with Adaptive is easy.
Mention Baird & Warner has a new insurance company to all of your clients.
Email your clients and cc the Adaptive team: agentconnect@myadaptiveinsurance.com.
We take it from there! One of our agents will cc you on the initial outreach to your client to schedule a consultation.
An insurance agent will do a consultation with your client and shop our carriers to find the best coverage and price.
We keep you in the loop. Our agent will cc you on the email to your client's loan processor with evidence of insurance and invoice.
Adaptive is more than homeowners insurance.
Adaptive is more than homeowners insurance.
We’re here to provide coverage options that cover everything important to your client — that means homeowners, renters, condo, landlord, life, auto, boat, umbrella, and more.
“Thank you to my agent for their help in getting us new home and car insurance. My agent's professional approach and demeanor gave Robyn and I the confidence to switch insurance companies.”
“Thank you to my agent for their help in getting us new home and car insurance. My agent's professional approach and demeanor gave Robyn and I the confidence to switch insurance companies.”
—Mark R.
—Mark R.
A message from Steve Baird
A message from Steve Baird
Our Team
Our Team
Janet Datcu
Insurance Agent
With 20 years of experience in the insurance industry, I’ve worked across both sales and service for personal and commercial clients. I take pride in simplifying the complex—making insurance easier to understand and a lot less intimidating, so my clients feel confident in what they’re choosing.
Aaron Halverson
Insurance Agent
Service has always been the main focus in my professional career and there's no better feeling than delivering an experience the customer will remember forever. My ~5 years of real estate experience have tremendously helped me connect with my referral partners, understand their processes, and recognize their clients' needs.
Kara Ruiz
Insurance Agent
Working at Adaptive is especially meaningful to me because it’s built on genuine relationships. We go beyond competitive rates by offering guidance, education, and support every step of the way. My goal is to make every client feel confident and comfortable, knowing what matters most to them—whether it’s their home, vehicles, or life—is fully protected.
Tony Titone
Agency Principal
With nearly two decades of industry experience, I have a proven track record for my leadership, operational expertise, and commitment to delivering best-in-class service through strong partnerships and innovative insurance solutions. As the agency principal of Adaptive Insurance Agency, I’m proud to lead a dedicated, client-focused team that is committed to protecting clients’ most valuable assets. Together, we’ve built a referral-driven business centered on strong partnerships and delivering thoughtful, high-quality insurance solutions that truly support our clients.
“My insurance agent at Adaptive helped me save a significant amount on both my homeowners and auto insurance. When it came time to add my teenage son to our auto policy, another Adaptive agent stepped in and made the process smooth and stress-free.”
“My insurance agent at Adaptive helped me save a significant amount on both my homeowners and auto insurance. When it came time to add my teenage son to our auto policy, another Adaptive agent stepped in and made the process smooth and stress-free.”
—Jacklyn R.
—Jacklyn R.
FAQs
FAQs
1. How do I refer a client to Adaptive?
The best way to connect a client with Adaptive is emailing your client and cc'ing agentconnect@myadaptiveinsurance.com.
2. How does Adaptive make insurance easier for my clients?
Your clients already have a lot to manage during the homebuying process — insurance shouldn’t add to that. Adaptive agents proactively reach out (at your request), provide a free consultation, and shop your client’s needs across 45+ A-rated carriers to find the best coverage at the best price. We present clear options so your client can choose with confidence, and we keep you informed at our initial outreach and when we provide evidence of coverage to ensure a smooth closing.
3. Can I refer business to a specific insurance agent?
When you send your warm referral to agentconnect@myadaptiveinsurance.com you will be assigned a dedicated insurance agent to handle that specific transaction.
4. How does Adaptive Insurance work with Key Mortgage?
Adaptive solutions are offered to every Key Mortgage client.
5. Does Adaptive only offer homeowners insurance?
No! Adaptive Insurance offers much more than just homeowners insurance. We take a holistic look at each client to see where there could potentially be gaps in coverage and provide options for them: renters, condo, landlord, auto, life, umbrella, RV, boat, jewelry and so much more. Here is our full list of offerings.
6. Where is Adaptive licensed?
We are licensed in Illinois, Indiana, and Wisconsin.
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