Legal Disclaimer, Cookie & Privacy Policy
Last Updated: March 30, 2026
This webpage is for educational purposes only. Nothing contained in our services—including this site, separate documents, workshops, or AI agent services—should or can be considered financial, investment, or legal advice. Mikloskadar.com and its colleagues are not responsible for the use of knowledge or outputs obtained through our services.
AI Transparency Disclosure: When interacting with our automated systems, you are engaging with an Artificial Intelligence (AI) agent. Pursuant to the EU AI Act, we inform you that these systems generate responses based on data patterns. Do not rely on AI outputs for critical legal or financial decisions without independent human verification.
As in certain jurisdictions math-based currencies, crypto-currencies, ICOs, or crypto-assets are strictly regulated, please seek legal advice before using our services. DO NOT use our services, AI agents, or read any documents if you are uncertain about the rights granted by your jurisdiction of residence or citizenship.
You are permitted to use our website and AI agents for your own purposes and to print/download material provided you do not modify content without our consent. Material must not be republished online or offline without permission. The copyright and intellectual property rights in all material, including AI-generated outputs and underlying algorithms, are owned by us or our licensors.
Your continued use of the website and our AI agent services will be taken as your consent to cookies being transmitted to and stored on your device.
Our Use: We use cookies to personalisze the site and provide our services. They are necessary for our AI agents to maintain the context of your conversation. If you choose to block cookies in your device settings, you may be unable to access our site or use the AI features.
This policy complies with EU law, including the General Data Protection Regulation (GDPR) and the EU AI Act.
1. Introduction & AI Transparency
This notice informs you of our policy regarding all information we record about you. It sets out the conditions under which we process personal information. In accordance with the EU AI Act, we explicitly disclose that our services utilize AI systems to process data and generate responses.
2. Information we process because of a Contractual Obligation
When you create an account, buy a product, or use our AI agent services, a contract is formed. To carry out our obligations, we must process your information to:
Verify your identity for security purposes.
Provide AI-generated suggestions, advice, and service responses.
Monitor system performance and maintain technical interaction logs.
3. Information we process with your Consent
By entering prompts or data into our AI agents, you provide consent for that data to be processed. We aim to obtain explicit consent wherever possible. You may withdraw your consent at any time by instructing us at info@mikloskadar.com. However, if you do so, you may not be able to use our website or AI services further.
4. Automated Decision-Making & Human Oversight
In compliance with GDPR Article 22, if our AI agents are used to make decisions that have legal or significantly similar effects on you, you have the right to:
Request human intervention to review the AI's output.
Express your point of view and contest the decision.
Receive an explanation of the logic behind the automated output.
5. Data Retention and Third Parties
Except as set out in this policy, we do not share, sell, or disclose your information to third parties. We may use third-party AI model providers (sub-processors) under strict Data Processing Agreements (DPAs) to ensure your data is protected and not used to train external models without your consent.
6. Your Rights
The law requires us to tell you about your rights. You can read more at knowyourprivacyrights.org. You have the right to access, correct, and delete your personal data ("right to be forgotten").
Complaints: If you are not happy with how we process your information, you have a right to lodge a complaint with the relevant supervisory authority in your EU Member State.