Mon. - LT: I can explain how credit and credit cards work. BR: How is a credit card different from a debit card?
**BR ~ discuss Getting a Credit Card ~ do math quiz ~ do sim
Tues. - LT: I can describe how to create a credit history and understand the importance of it. BR: What are two disadvantages of using credit?
**BR ~ finish sim ~ read and highlight Fixing Your Credit lesson
Wed. - LT: I can explain what a credit report records and how to resolve errors on it. BR: Give two reasons people carry credit cards.
**BR ~ discuss Fixing Your Credit ~ do reading quiz ~ do math quiz
Thurs. - LT: I can explain the importance of a FICO score and how to increase it. BR: finish math quiz ~ do sim
**BR ~ finish math quiz ~ do sim
Friday - LT: none BR: What is a FICO score?
**BR ~ make-up day
Mon. - No School - Pulaski Day
Tues. - LT: In the sim, I can find the best checking account in town and then balance my checkbook after making several transactions. BR: Give two examples of primary needs and two of secondary needs.
**BR ~ finish math quiz ~ do sim
Wed. - LT: I can explain how credit and credit cards work. BR: What are three things to look for when shopping for a checking account?
**BR ~ review for comp. exam ~ read Getting a Credit Card lesson
Thurs. - LT: none BR: none
**BR ~ take 3rd quarter comprehensive exam
Friday - LT: I can name advantages and disadvantages of using credit. BR: What happens if you choose the credit option with your debit card?
**BR ~ discuss Getting a Credit Card lesson ~ do reading quiz ~ start on math quiz
Mon. - LT: I can identify the factors that influence my decision to buy something. BR: What is a car expense you might have besides gasoline?
**BR ~ discuss Shopping lesson ~ do reading quiz
Tues. - LT: I can research and comparison shop. BR: Tell me something you learned about your dream car.
**BR ~ do math quiz ~ work on sim
Wed. - LT: In the sim, I will buy things that will improve my health--as I can afford them, at the lowest price I can find. BR: What does the FDA do?
**BR ~ finish sim ~ read Choosing & Balancing a Checking Account
Thurs. - LT: I can write a check and fill out a check register. BR: What is a warranty?
**BR ~ discuss the new lesson ~ do reading quiz ~ do math quiz
Friday - LT: none BR: none
**Parent/teacher Conferences 8 a.m. - 3 p.m.
Mon. - No School ~ Presidents Day
Tues. - LT: I can determine whether buying or leasing a car would be right for me. BR: What are the two basic areas of coverage for renters insurance?
**BR ~ go over summary & math examples ~ do reading quiz ~ do math quiz
Wed. - LT: I can describe the hidden costs of operation and maintenance. BR: Name one advantage and one disadvantage of buying a used car.
**BR ~ finish quizzes ~ do sim
Thurs. - LT: same as Wed. BR: What type of car insurance is required in IL? Why?
**BR ~ do Teens Buying Cars handout
Friday - LT: I can identify the factors that influence my decision to buy something. BR: What is the purpose of the Kelley Blue Book?
**BR ~ finish WS from Thursday ~ read the Shopping lesson
Mon. - LT: I can determine the most money I can spend on an apartment. BR: What are the two parts of a budget?
**BR ~ go over key terms & math examples for Finding an Apartment ~ do reading quiz ~ do math quiz
Tues. - LT: I can explain the basics of a lease. BR: Why is it important to keep you money in a savings account?
**BR ~ finish quizzes ~ do sim
Wed. - LT: I can choose wisely between different apartment options. BR: Name at least three things to consider before renting an apartment.
**BR ~ Do the Find an Apartment WS
Thurs. - LT: same as Wed. BR: What kind of amenities would you want in an apartment?
**BR ~ finish the assignment from Wed.
Friday - LT: none BR: turn in bell ringers
**BR ~ make-up day
Mon. - LT: I can estimate monthly income and expenses. BR: When comparing jobs, what should you consider other than salary?
**BR ~ read & discuss Budgeting and Saving lesson
Tues. - LT: I can develop a budget. BR: What are some benefits that may be offered with a job?
**BR ~ go over terms and math examples ~ do reading quiz ~ do math quiz ~ start on sim
Wed. - LT: In the sim, I can prepare a budget and determine if I can save any money. BR: What are flexible expenses?
**BR ~ finish the sim
Thurs. - LT: I can choose wisely between different apartment options. BR: What is a deficit?
**BR ~ read & discuss Finding an Apartment
Friday - LT: I can explain the basics of a lease. BR: What is a "rainy day fund?"
**BR ~ do reading quiz ~ do math quiz ~ start on sim
Mon. - LT: I can explain the difference between a job and a career. BR: Why is it important for you to get enough sleep each night?
**BR ~ read and discuss Finding a Job lesson
Tues. - LT: I can analyze the impact of education and training on my future job or career. BR: What are some benefits of eating healthy?
**BR ~ do reading quiz ~ do math quiz ~ start on sim
Wed. - LT: In the sim, I can find the highest paying job possible based on my education and experience. BR: What is the difference between an associate's degree and a bachelor's degree?
**BR ~ finish the sim
Thurs. - LT: I can develop a budget. BR: What are some examples of financial aid?
**BR ~ read & discuss Budgeting and Saving lesson
Friday - LT: none BR: none 1/2 day for students
**BR ~ hand back papers
Mon. - No School - MLK, Jr. Day
Tues. - LT: none BR: none
**BR ~ set up VB accounts ~ work through the tutorial
Wed. - LT: I can manage my time wisely. BR: What did you think about the tutorial?
**BR ~ read Time Management and Health lesson together ~ do reading quiz if time allows
Thurs. - LT: I can give examples of how to live a healthy life. BR: Why is time management so important?
**BR ~ finish reading quiz ~ do math quiz and simulation together
Friday - LT: I can explain the difference between a job and a career. BR: What are some problems that may be brought on by stress?
**BR ~ read & discuss Finding a Job lesson
Mon. - LT: I can calculate interest in consumer credit situations. BR: What is the formula for simple interest?
**BR ~ do the Simple Interest Worksheet & go over it ~ discuss the rest of 18-2 and start 18-3
Tues. - LT: I can describe the activities of a credit bureau. BR: What does APR represent?
**BR ~ finish 18-3 with notes and slides
Wed. - LT: I can explain credit use regulations. BR: What are the three C's of credit?
**BR ~ read 18-4 together with notes & slides
Thurs. - LT: none BR: What three things are necessary to calculate interest?
**BR ~ finish Business Notes ~ work on Ch. 18 study guide
Friday - LT: none BR: collect bell ringers
**BR ~ finish Ch. 18 study guide and then go over it together
Mon. - LT: I can identify the types of consumer credit. BR: How do you think the simulation will help you in the future?
**BR ~ L to J Week #8 ~ read 18-1 pg. 454 - 460 ~ Copy Business Notes #1-3 pg. 480
Tues. - LT: I can describe the benefits using credit. BR: What is a creditor?
**BR ~ hand out 18-1 notes ~ do 5 Things about Credit handout ~ discuss 18-1
Wed. - LT: I can explain some disadvantages of using credit. BR: What are the major types of consumer credit?
**BR ~ finish 18-1 with notes ~ go over Key Concepts together
Thurs. - LT: I can calculate interest in consumer credit situations. BR: What are the major advantages of consumer credit?
**BR ~ read & go over notes for 18-2 together
Friday - LT: I can explain the credit application process.. BR: What are the potential drawbacks of buying on credit?
**BR ~ read 18-3 in groups in the library ~ copy Business Notes for 18- 2 & 18-3 pg. 480
Mon. - Wed. - LT: I can write checks, record transactions in the check register, and reconcile my account monthly.
**finish sim ~ review for semester exams
Thurs. - LT: none
**Semester exam
Mon. - Friday - LT: I can write checks, record transactions in the check register, and reconcile my account monthly.
**work on sim individually
Mon. - LT: I can write checks, record transactions in the check register, and reconcile my account monthly.
**Finish instructions for the sim ~ start on Jan. together if time permits
Tues. - LT: same as Mon.
**Continue work on Jan. together ~ reconcile Jan. if time
Wed. - LT: same as Mon.
**finish Jan. ~ start Feb. together and then let students work on their own
Thurs. - Friday - LT: same as Mon.
**work on sim individually
Mon. - LT: none BR: none
**L to J Quiz #7 ~ hand back papers and graph L to J #6
Tues. - LT: none BR: none
**short periods and Patriot celebration
Wed. - Friday - Thanksgiving Break
Mon. - LT: none BR: How does a certified check differ from a cashier's check?
**BR ~ go over practice test and problems WS ~ start on practice check, deposit slips, etc.
Tues. - LT: none BR: What is the purpose of a signature card?
**BR ~ Ch. 17 test ~ extra credit sheets
Wed. - LT: none BR: What gave you the most trouble in Ch. 17?
**BR ~ finish practice from Mon. ~ read instructions for the simulation
Thurs. - LT: I can keep an accurate check register, write checks correctly, etc. and reconcile my account monthly. BR: none
**finish simulation instructions ~ work on Jan. transactions together
Friday - LT: same as Thurs. BR: none
**finish Jan. & reconcile together ~ start on Feb.
Mon. - Veterans Day - No School
Tues. - Snow Day - No School!!
Wed. - LT: I can identify other payment methods. BR: What is the purpose of a check register?
**BR ~ discuss more of 17-3 ~ go over Ch. 17 quiz together
Thurs. - LT: same as Wed. BR: What are two things you need to remember when writing a check?
**BR ~ finish 17-3 ~ finish notes and voc. ~ review on the book site
Friday - LT: I can explain the bank reconciliation process. BR: How does a certified check differ from a cashier's check?
**BR ~ do Ch. 17 practice test ~ do Ch. 17 Test Problems and then go over together
Mon. - LT: I can describe electronic banking services. BR: What are the main financial services used by consumers?
**BR ~ L to J Week #6 quiz & go over ~ finish 17-2
Tues. - LT: same as Mon. BR: What are some common electronic services?
**BR ~ review questions ~ review 17-1 & 17-2 for the quiz ~ read 17-3
Wed. - LT: I can describe three main types of endorsements. BR: If you write a lot of checks each month, what kind of checking account should you have?
**BR ~17-1 & 17-2 quiz ~ discuss the first part of 17-3
Thurs. - LT: I can describe proper check-writing procedures. BR: Trusts are especially helpful for which two groups of people?
**BR ~ continue in 17-3 ~ do 17-3 Business Notes pg. 448
Friday - LT: I can identify other payment methods. BR: What are the three types of endorsements?
**BR ~ finish 17-3 ~ finish Business Notes and turn in
Mon. - LT: I can explain the purpose of the Federal Reserve System. BR: Why are banks regulated so strictly?
**BR ~ show a short video on banking ~ discuss 17-1 with PP and notes
Tues. - LT: I can discuss factors for selecting a financial institution. BR: What is the main purpose of the Federal Reserve System?
**BR ~ finish 17-1 discussion ~ read 17-2 pg. 428 - 433
Wed. - LT: I can identify the financial services used by consumers. BR: What factors should be considered when selecting a financial institution?
**BR ~ review questions ~ discuss 17-2 with PP and notes
Thurs. - LT: none BR: How does a bank help the economy?
**BR ~ do Halloween puzzles
Friday - LT: none BR: none
**1/2 day for students
Mon. - LT: I can research careers using the Career Cruising website. BR: get computers
**BR ~ work on 1st chosen career
Tues. - LT: same as Mon. BR: get computers
**BR ~ work on 2nd chosen career
Wed. - LT: same as Mon. BR: Tell me an interesting fact about a career you researched.
**BR ~ L to J Week #5 quiz ~ go over the quiz ~ finish career papers ~ watch a career video
Thurs. - LT: none BR: What is something that surprised you about a career you researched?
**BR ~ hand back papers & graph quiz & test ~ watch career videos
Friday - LT: I can explain the purpose of the Federal Reserve System. BR: Tell me something you learned from one of the career videos.
**BR ~ read 17-1 pg. 426-431 ~ copy Business Notes #1-3 pg. 448
Mon. - No School - Columbus Day
Tues. - LT: I can research careers using the Career Cruising website. BR: What is a career that is of interest to you?
**BR ~ L to J Week #4 ~ start on Career Cruising site using the direction sheet (handout)
Wed. - LT: same as Tues. BR: What are your thoughts about researching careers?
**BR ~ finish Career Cruising assessments ~ review Ch. 1 & Ch. 9 for comp exam tomorrow
Thurs. - LT: none BR: Tell me something you have learned about careers this year.
**BR ~ Comp exam ~ finish extra credit sheets
Friday - LT: none BR: What is something you learned about yourself from the Career Cruising website?
**BR ~ do a Test Reflection sheet for Ch. 9 test ~ do portfolio sheets
Mon. - LT: none BR: What is something you should do after an interview?
**BR ~ finish Ch. 9 study guide ~ go over correct answers ~ go over Ch. 9 quiz
Tues. - LT: none BR: Tell me one thin g you should do when starting a new job.
**BR ~ Ch. 9 test ~ extra credit sheets
Wed. - LT: none BR: What are you looking forward to doing over the next five days?
**BR ~ file and graph papers
Thurs. - LT: none BR: none
**Parent/teacher conferences 12 - 7 p.m.
Friday - No School!!
Mon. - LT: I can complete the online application website. BR: What was your favorite part of Homecoming week?
**BR ~ finish 9-3 with slides and notes ~ Sec. 9-1 & 9-2 crossword puzzle
Tues. - LT: I can describe activities involved in the interview process. BR: How is the internet used in the job application process?
**BR ~ read 9-4 pg. 219-223 ~ finish Business Notes pg. 224 ~ start on vocab. pg. 225
Wed. - LT: I can compare factors to consider when accepting a job offer. BR: How does a mentor assist less experienced employees?
**BR ~ discuss 9-4 with slides and notes ~ work on vocab.
Thurs. - LT: none BR: What are two things you should do before an interview?
**BR ~ go over Ch. 9 quiz orally ~ file and graph papers ~ finish vocab
Friday - LT: I can identify attitudes and actions for success on the job. BR: Give me two common interview questions.
**BR ~ work on Ch. 9 study guide TEST ON TUESDAY, OCT. 8!!
Mon. - LT: I can identify information sources for available jobs. BR: What are methods for obtaining employment experience?
**BR ~ review questions ~ discuss 9-2 with slides and notes
Tues. - LT: same as Mon. BR: What are the main sources of info about available jobs?
**BR ~ review questions ~ finish 9-2 ~ review 9-1 & 9-2
Wed. - LT: none BR: What is a skill you could learn at a part-time job?
**BR ~ quiz over 9-1 & 9-2 ~ read 9-3 (silently) pg. 215-220
Thurs. - LT: I can prepare an application form and a resume. BR: What is the purpose of a cover letter?
**BR ~ discuss 9-3 with slides & notes
Friday - LT: I can describe activities involved ion the interview process. BR: What are the main parts of a resume?
**BR ~ read 9-4 ~ finish Business Notes pg. 224
Mon. - LT: I can identify the main sources of career information. BR: What are the main sources of career information?
**BR ~ discuss 9-1 with slides and notes ~ start on Business Notes pg. 224
Tues. - LT: none BR: What type of question seemed to give you the most trouble on your first test?
**BR ~ L to J Week #2 quiz & go over orally ~ hand back papers to file ~ go over the test & analyze it on paper
Wed. - LT: I can identify career fields with the most growth potential. BR: If nothing stood in your way, what career would you like to have?
**BR ~ finish 9-1 with notes ~ do Career Alphabet
Thurs. - LT: I can identify methods for obtaining career experience. BR: What is mobility?
**BR ~ read 9-2 pg. 206-211 ~ copy Business Notes #1-6 pg. 224
Friday - LT: none BR: What is the difference between an ability and a talent?
**BR ~ work on a mission statement for the class and write goals ~ start 9-2 with notes
Mon. - LT: none BR: How is the market price of a product determined?
**BR ~ explain how to do Ch. 1 vocab. and work on it ~ start on study guide
Tues. - LT: none BR: Give an example of when demand for a product would be high.
**BR ~ work on study guide ~ start on Ch. 1 crossword puzzle
Wed. - LT: none BR: Give an example of when supply for a product would be low.
**BR ~ go over study guide together ~ finish crossword puzzle
Thurs. - LT: none BR: What is something you have learned about the U.S. economy?
**BR ~ Ch. 1 test ~ extra credit sheet
Friday - LT: I can describe the steps in the career planning process. BR: What did you think about your first test?
**BR ~read 9-1 pg. 202-206 in groups in the library ~ do Key Concepts #1-3 pg. 206 in notebooks
Mon. - Labor Day - No School!!
Tues. - LT: I can differentiate among the main types of economic systems. BR: What are the three economic questions?
**BR ~ L to J quiz #1 ~ go over the quiz orally ~ finish 4 economies handout
Wed. - LT: I can describe supply and demand. BR: Tell me something you have learned in this class so far.
**BR ~read 1-4 pg. 23-26 in groups in the library ~ copy Business Notes pg. 28 (10 total)
Thurs. - LT: I can analyze the effect supply and demand have on the price of products and services. BR: Name the four principles of the U.S. economic system.
**BR ~ hand out folders and file papers ~ graph test and quiz ~ finish Bus. Notes pg. 28
Friday - LT: same as Thurs. BR: How do supply and demand affect the price of a product?
**BR ~ discuss 1-4 with notes ~ finish Bus. Notes
Mon. - LT: I can describe the basic economic problem. BR: How do people satisfy their wants and needs?
**BR ~ review questions ~ read & discuss 1-2 with slides and notes ~ do Key Concepts
Tues. - LT: I can identify the three economic questions. BR: What are the three types of economic resources?
**BR ~ review questions ~ read pg. 17-22 (1-3) with slides and notes
Wed. - LT: I can differentiate among the main types of economic systems. BR: What is opportunity cost?
**BR ~ review questions ~ finish 1-3 from Tuesday
Thurs. - LT: same as Wed. BR: What is a mixed economy?
**BR ~ L to J quiz #1 ~ go over quiz ~ work with a partner to list 3 characteristics of each of the 4 economies (handout)
Friday - LT: I can describe the economic system of the United States. BR: What kind of economy does the U.S. have?
**BR ~Quiz over 1-1 & 1-2
Mon. - LT: none
**Give pre-test
Tues. - LT: Students can identify three goals that can be used as the basis of their own life-span plan.
**Read & discuss the Life-Span Plan with projector and notes
Wed. - LT: same as Mon. BR: What is a short-term goal you have for yourself?
**explain how to do bell ringers ~ hand out the example of a Life-Span Plan and have students do years 2, 5, & 10 on paper to turn in
Thurs. - LT: I can explain the difference between wants and needs and between goods and services. BR: What did you learn about yourself by doing the Life-Span Plan?
**BR ~ read 1-1 in groups in the library ~ hand out PP notes ~ begin discussion of 1-1 with notes
Friday - LT: I can describe the different types of economic resources. BR: What is the difference between a want and a need?
**BR ~ review questions ~ finish 1-1 with PP ~ do Key Concepts with white boards
Mon. - Teacher In-service
Tues. - Teacher In-service
Wed. - LT: none
**Check attendance carefully ~ go over 1st day talking points ~ go over safety procedures ~ go over non-negotiables
Thurs. - LT: none
**Complete student info sheet ~ explain semester exemptions ~ go over syllabus and guidelines
Friday - LT: none
**Assign phone pockets ~ assign seats ~ hand out learning targets sheet ~ do a get-to-know you game