FAQ

The following are Frequently Asked Questions about M2C Capital’s products and our various business funding programs

How much can I qualify for?

Merchant2Cash Lender network offers funding from as little as $5000 up to as much as Ten Million for SBA Loans. Call today, our dedicated customer care agents are ready to help you answer any question. You can always call toll-free at: (844) 386-3622


What type of funding options do you offer?

Merchant2Cash Lender network offers several funding options. Small Business Term Loans, SBA Loans, MCA’s, Revenue Advance Programs, Purchase Order and Invoice Receivable funding as well as commercial lending programs.

What type of businesses qualify for this kind of funding?

Merchant2Cash specializes in funding small to midsize businesses. We also offer lender programs designed specifically for the medical profession, franchise concepts, Transportation and manufacturing funding. We have successfully funded the top franchise concepts, and helped other businesses commonly rejected by traditional financial institutions.

How does my business apply for the Merchant2Cash funding program?

Fill out our quick online application form and get the process started immediately. You may also call and speak to one of our dedicated customer care agents. You must have owned the business for a minimum of one year, be able to provide proof of ownership, process at least $10,000 in sales per month, and meet a few other simple requirements. You can always peak with a sales representative for more detailed information.

Will you have to review my personal credit?

Yes, but this information does not carry as much weight as it does in other financial arrangements. It is important to remember that, with Merchant2Cash, a business owner's poor or damaged personal credit history is not an automatic disqualifier for the business. Many businesses that have trouble obtaining capital from banks can qualify and enjoy continuing success with M2C Capital funding options.

How soon can my business get the money?

This all depends on you and if you are able to provide the requested information promptly. If so we are usually able to provide funding to merchants within 3-5 business days.

What can my business use the money for?

Essentially, you can use the money for most anything your business needs. Many businesses will renovate or add physical improvements to their establishments, many will buy additional inventory or handle payroll issues, and many use the money to take advantage of a timely opportunity. We let each business decide how it is best served.

Will you take 100% of my business' daily sales?

No… lenders takes only the agreed-upon percentage of your business' credit and debit card sales or as an ACH debit. The actual percentage or set payment is discussed upfront before you decide on the acceptance of funds. This information is clearly stated on your funding paperwork.

When my business' obligation to Merchant2Cash and it’s lender partners is satisfied, do you stop taking a percentage of its sales?

Absolutely… Upon completing its obligation your business will automatically begin to receive 100% of its sales.

How often does the lender receive payments?

There are several repayment options from daily, weekly, Bi weekly and monthly automatic payments depending on the program you are funded through

With my business' original funding agreement with Merchant2Cash lenders satisfied, can I receive additional funding?

Certainly. In fact, since it is so easy to do and so beneficial to their business efforts, 75% of eligible customers return to take advantage of additional funding opportunities.

How can I check on my account status?

Merchant2Cash Lender network has dedicated customer support agents ready to help you answer any question. You can always call toll-free at: (844) 386-3622