Welcome to the IM-K Financial Reality Tour information page. This page contains the handouts used for the financial reality tour and any other related information.
Handout used
Here is the handout used to calculate your financial reality.
https://drive.google.com/file/d/1KEl26_WnflT7RIRsUTOlnKOuiuhRfp0_/view?usp=sharing
Job/salary
Do you know how much the career you want makes per month? Use this chart to find your desired career and the approximate monthly salary.
This is a link where you type in your career to find out your wage: https://www.ziprecruiter.com/Salaries
This is the US Bureau of wage statistics: https://www.bls.gov/oes/current/oes_nat.htm
This provides the average salary of multiple careers: https://www.shmoop.com/careers/career-salaries.html
This provides earning by occupation: https://www.dol.gov/agencies/wb/data/occupations
Now you know your salary, but you don't get to keep it all. Look at this document to find what YOU WILL ACTUALLY take home after taxes:
https://drive.google.com/file/d/1KZq2YIaoc5UY5Ya9oyzUeJ6T4-Ieec0w/view?usp=sharing
Education costs/Student loan information
Here is information about student loans.
https://drive.google.com/file/d/1JEuOAOVyhxhXcLjy-bzs1ifK_0UXQCch/view?usp=sharing
Here is information about Education costs.
https://drive.google.com/file/d/1Jd_Q2PW_BMbH3UcjVISUkDoKQaTXap9-/view?usp=sharing
Housing
The handout is for the "average rent" based on the number of bedrooms.
https://drive.google.com/file/d/1JcmsNMtJlZXTva_IQOtkxRntYVGWhZpR/view?usp=sharing
Groceries, Take out and/or other Food Options
This handout contains information about the cost of eating out, delivery and groceries.
Take out: https://drive.google.com/file/d/1Juv44z-vWnjMnnp7S61H4ac4N7_RCqFQ/view?usp=sharing
Personal Care
This handout contains information about "personal care" costs, such as: haircuts, nails, gym expenses...
https://drive.google.com/file/d/1JkUfKE48kdAbx__CrUEjwePcoehmekCp/view?usp=sharing
Transportation - Car, Insurance, Gas, oil change
Entertainment
There are a variety of handouts that contain information about the cost of "online subscriptions, going out with friends, cost of wifi, cost of cell phones" and costs of other hobbies.
https://drive.google.com/file/d/1JpjgVX397nMIdj14-SmFBNCBVHFEPxE3/view?usp=sharing
Charitable Contributions
This handout talks about charitable giving and gives some pointers you should consider when you donate.
https://drive.google.com/file/d/1JGmdnuxS9UQdA8uqpBdneixkW-Nsz5ys/view?usp=sharing
Retirement
There are 3 handouts about planning for your retirement. Open the link below to see the files.
drive.google.com/file/d/1JDouNEUe5FJ3YO9hEITc0JDWF_AyFJ28/view?usp=sharing
Child care
There are 3 handouts about planning for your retirement. Open the link below to see the files.
https://drive.google.com/file/d/1JEVj-YFPy9ikoMsmQwuo7v2mHyNKKuAj/view?usp=sharing