Kate McCarthy, Mortgage Broker
NMLS# 2644309
Powered by Edge Home Finance LLC NMLS# 891464
512-607-KATE (5283) Call & Text
cell 512-587-8767
5860 Baker Rd.
Minnetonka, MN 55345
kate@katesrates.com
Licensed in Texas & Colorado but can consult and help you in 49 states
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I was born in Ann Arbor, MI. Then moved with my parents and lived in San Francisco from 9 months old to 3rd grade. We moved to Austin, Texas in 3rd grade so I can call myself a local. I grew up in Crestview, the heart of Austin. After starting our family, we moved to Cedar Park TX and now we are CP Proud! I have spent 12 years in mortgage as a senior mortgage processor. Prior to mortgage I spent 12 years in the car business with the last 8 in finance. I am excited to now help you as your broker/loan originator, newly licensed in 2025. Mother of 2 teenage daughters, awesome wife to a realtor, Girl Scout Leader for 10 years, Volunteer with CPHS Marching Band- Special Meals coordinator, President of Project Grad 2026 for CPHS, VRBO Rental owner & manager, hobby photographer, outdoor enthusiast- I love hiking, kayaking, camping, and scuba diving.
With my mortgage experience you will get loans that are pre-qualified correctly upfront and are able to move through the underwriting process quickly. I am here to give you guidance and educate you on the different loan programs that are available to you. I want to be your last look when shopping because I have the access to shop your loan with 70+ investors for the best deal! This also means that I have access to every kind of loan program offered by our lenders.
Service areas: Texas, Central Texas, Hill Country, Cedar Park, Austin, Round Rock, Cedar Park High School, Vandegrift High School, Glenn High School, Vista Ridge High School, Leander High School, Liberty Hill, Rouse HIgh School, Deer Creek Elementary, Colorado. Can help you in 49 states!
-me
I am committed to providing excellent customer service. Please leave me a Google review here!
I am dedicated to originate loans with integrity and honesty. It is my duty to my lenders and the way I live my life.
I have a passion for helping people achieve their dreams of home ownership. My advice is free. I love how each mortgage loan is different and sometimes it's like peeling an onion and discovering more layers. But helping people get to the closing table is the ultimate happy ending!