Buyer Resources

Free Education Classes

• Free Down Payment & Closing Cost Assistance: Texas Homebuyer Program- Take advantage of this often free money! One of the three programs is also just for a lower interest rate with no other assistance provided.

• Free Homebuyer Education Class- learn about the buying process, especially things specific to Texas, mortgage lenders, six strategies to find lower interest rates, other strategies, credit score improvements, down payment assistance programs in general, Q&A, and a fun real estate trivia game with small prizes!

Classes occur about every two months in-person and virtually. 

Register for FREE on Eventbrite by clicking here!

Down Payment Assistance Programs

• See which of programs you may qualify for based on your background. You'll get an e-mail with results and then I'll forward you my version with clickable links with more program details. www.workforce-resource.com/dpr/pmt/ABOR/PAUL_JUAREZ 

• My YouTube video on the Texas Homebuyer Program with the Texas Department of Housing and Community Affairs (TDHCA). www.youtube.com/watch?v=Dtp0vmwckIc 

• Texas Financial Toolbox with financial education and credit counseling, home buyer education classes, homeownership programs, and foreclosure prevention counseling. Note the Habitat for Humanity and Texas Homebuyer Program education classes are free compared to others! Texas Toolbox link 

• Intro to down payment assistance programs YouTube video: youtu.be/jHed42iBPRg?feature=shared 

Helpful Links

5 Financial Solutions for First-Time Buyers from NAR. Click here.

5 Scams Targeting New Homeowners by Texas REALTORS. Click here.

Ask Me About

• Builder and seller concessions and incentives

• Databases to check for MUDs, PIDs, and WCIDs

• Database to check for open builder permits that should be closed before you close on a home. Otherwise you may have to pay to close them and won't be able to open another permit without that one closed.

• Checking if the home has the ECAD Audit required for many Austin homes

• Database to check for crime stats in an area

• Database to see if a home is in a risky flood zone