• JSM Advisory Services Sdn Bhd was established in 2013, it is the principle agent for AAGI-M & Allianz.

• AXA and Allianz are two Malaysia’s leading insurers. Their depth experience, knowledge and strengths, through the strategic link of our agency has been invaluable and helped us to develop and evolve.

• Today, JSM Advisory Services Sdn Bhd is lead by Mr.Jaya Kumaar, a Fellow of Association of Chartered Certified Accountants (FCCA) and Malaya University Engineering alumnus. He started his career in year 2000 with KPMG before joining BP as an Accountant in year 2003, he left in 2007 while leading Financial, Accounting & Control function as a Team Leader serving Malaysia and Singapore BP Group of companies and joined RBS & Associates as a Partner to form and lead the consulting division.

• We firmly believe that providing clients with an effective one to one business relationship coupled with top quality insurance products are the key factors that have consistently kept us ahead of our competitors.

• We serve our customers by sharing the values, knowledge and strength that has been built up over decades. We invest our time by carefully explaining policy cover and exclusions to ensure complete understanding and customer satisfaction.

• We build trust through our professional and courteous relationship which inherently leads to a smooth claims process, which coupled with our efficient claims handling, ensures a swift electronic payments process.

• We are dedicated to assist you in every way and will endeavour to ensure your complete satisfaction, irrespective of the time.

• One to one professional relationships

• Provide top quality Insurance Products

• Build trustworthy relationships

• A level of service without time constraints and that is second to none

Ease Of Access

One of our key advantages is that we operate with a working director continuously on site. This provides incomparable access to top management when the need arises.

Giving you the time you require

Our staff are dedicated to providing you with the best service. This means investing time with our customers and creating a beneficial one to one relationship. We strongly believe that our dedication is a key element that ensures complete customer satisfaction.

Friendship not figures

We value our customers and seek to build long standing relationships. You are not a client number but we consider you one of the family.