Document List

Ever wonder why lenders need this and that? Read this!

http://www.forbes.com/sites/moneybuilder/2012/03/09/the-perfect-loan-file-2/

1. Most Recent 2-year W-2

2. Most Recent 1-Month Pay Stubs

3. Bank Statements -Last 2 months, all Accounts, all Pages even if blank.

4. Human Resource contact information.

5. Purchase and Sale Agreement, fully executed.

6. Front and back copy of Driver's License

7. If not US Citizen…..Copy both Sides of Green Card, or Visa

8. If Self-employed or own Investment Properties- Last 2 years Tax Returns, All Schedules, YTD P &L

9. Other Real Estate or Refinance…. current Mortgage Statement, Note, HELOC agreement, Tax Bill, Insurance Bill