Reinsurance and the Law of Aggregation: Event, Occurrence, Cause PDF

BY ~ Oliver D William

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Book Details :

Title: Reinsurance and the Law of Aggregation: Event, Occurrence, Cause

Author : Oliver D William

Pages : 208 pages

Publisher : Routledge

Language :

ISBN-10 : 0367502852

ISBN-13 : 9780367502850

Reinsurance and the Law of Aggregation: Event, Occurrence, Cause BY Oliver D William

Read Online and Download Reinsurance and the Law of Aggregation: Event, Occurrence, Cause. In excess of loss reinsurance, the reinsurer covers the amount of a loss exceeding the policy's deductible but not piercing its cover limit. Accordingly, a policy's quantitative scope of cover is significantly affected by the parties' agreement of a deductible and a cover limit. Yet, the examination of whether a loss has exceeded deductible or cover limit necessitates an educated understanding of what constitutes one loss. In so-called aggregation clauses, the parties to (re-)insurance contracts regularly provide that multiple individual losses are to be added together for presenting one loss to the reinsurer when they arise from the same event, occurrence, catastrophe, cause or accident. Aggregation mechanisms are one of the core instruments for structuring reinsurance contracts.This book systematically examines each element of an aggregation mechanism, tracing the inconsistent usage of aggregation language in the markets and scrutinizing the tests developed by courts and arbitral .

Reinsurance and the Law of Aggregation: Event, Occurrence, Cause by Oliver D William

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