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Junior Achievement Financial Literacy® empowers high school students with the real‑world money skills they need to thrive—budgeting, saving, banking, credit, investing, and more. This one‑semester course combines dynamic teacher‑led instruction, meaningful volunteer engagement, and interactive digital resources to create an engaging, flexible learning experience for any classroom setting.
Students build confidence through hands‑on projects, case studies, and career‑focused activities, all fully aligned with state and national standards. Educators gain access to robust support materials and JA Connect® Learning Pathways, featuring interactives, games, and career‑readiness tools that extend learning beyond the classroom. Some districts may also offer dual‑credit opportunities through local post‑secondary partnerships.
Ideal for high school educators seeking a powerful, standards‑aligned personal finance program that prepares students for life beyond graduation.
> COURSE OVERVIEW
JA Financial Literacy for Mississippi utilizes the below resources.
JA Financial Literacy for Mississippi utilizes the below resources.
> Educator-Led Sessions
> Educator-Led Sessions
In each theme you will encounter 4-6 educator-led sessions and a project. Onscreen presentations, educator guides, and student guides are available for each.
> Student Self-Guided Assets
> Student Self-Guided Assets
In each theme you will encounter 4-6 educator-led sessions and a project. Onscreen presentations, educator guides, and student guides are available for each.
> Volunteer Subject Matter Experts
> Volunteer Subject Matter Experts
To provide real, world context and address Mississippi Content Statements, business and community volunteers can be incorporated throughout the curriculum. Please reach out to your JA contact, if you would prefer this implementation.
> Course Outline & Pacing
> Course Outline & Pacing
JA Financial Literacy includes three categories of student learning experiences: instructional content, projects, and case studies. Educator resources include a detailed pacing guide which outlines how a teacher/school might schedule work in either a 90-minute block 2-3 times a week or a 45-minute session 5 times a week.
> Course Theme & Topics
> Course Theme & Topics
> Pacing and Example
> Pacing and Example
Employment and Income
Employment and Income
The Basics of Earning
Careers and Pay
Education and careers
Taxes and Benefits
Theme Completed in 2-3 weeks (45 min/day).
My Savings Plan: Students learn strategies for a savings plan, including identifying a savings goal and putting money aside consistently.
Money Management
Money Management
Financial Institutions
Spending and Saving
Think Before You Spend
What is a Budget?
Theme Completed in 2-4 weeks (45 min/day).
My Budgeting Habit: Students review critical concepts and vocabulary related to budgeting, examine the importance of SMART goals, and create their own SMART goals.
Credit, Debt, and Keeping Your Finances Safe
Credit, Debt, and Keeping Your Finances Safe
What is Credit?
Types of Credit
Protect Your Credit
Debt Management
Theme Completed in 2-3 weeks (45 min/day).
My Credit Score: Students learn the importance of a credit score and how to maintain a healthy one.
Planning for the Future
Planning for the Future
Investing Versus Savings
Investing for the Long Term
Risks and Responsibilities
Types of Insurance
Theme Completed in 2-3 weeks (45 min/day).
My Investment Plan: Students review basic information about stocks and the stock market and then conduct research to select at least 10 stocks in which to invest for a financial portfolio.
> Pacing Summary & Resources
Students work on the instructional content and projects throughout the semester, completing four themes. They complete the case study at the midpoint of the semester.
Throughout the semester, days are designated as Your Choice. These days are built in to allow for flexibility in instruction and to accommodate scheduling needs, such as holidays or school testing. Your Choice days can be used as an opportunity to bring in volunteers to discuss their personal or professional experiences related to the content students are studying or supplement the topics with our free resources like JA Connect, JA Here to Career, and JA Afford Your Future. Teachers can also use Your Choice days to spend extra time on certain topics, review, or catch up.
> Assessments
> Assessments
Various assessments are provided to test student knowledge as they progress through the program.
Required Assessments
Required Assessments
A Post-Program Check-in is required for all students to take. Please contact your JA Representative for more information about our assessments.
Optional Assessments
Optional Assessments
Most sessions include a quiz to note student knowledge following completion.
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