Risk is exposure to something potentially dangerous or harmful. It is important to recognize risks and learn how to manage or mitigate them. People purchase insurance to reduce the risk of loss and receive compensation for losses or damage caused by events beyond their control. 

Students learn strategies for a savings plan, including identifying a savings goal and putting money aside consistently. 

This culminating project will allow them to synthesize their learning from Theme 1.

Students examine a process for making decisions taking data and known details into account. They assist a peer in making a decision about what career they should pursue. Students use a decision tree to analyze options and recommend a course of action.