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Welcome!
Welcome!
Please be aware that this site is intended to demonstrate the JA Financial Literacy - Ohio curriculum and does not contain the full content included in the program. If you are interested in learning more, please contact Dionne Owens at dionne.owens@ja.org.
Introduction to JA Financial Literacy
Introduction to JA Financial Literacy
JA Financial Literacy, is a one-semester teacher-led course that equips high school students with foundational personal finance skills. These concepts include how to earn and save money; how to manage money by being a wise consumer and creating and using a budget; how to manage bank accounts, investments, and credit; how to assess risks and use insurance; and how to address financial problems like identity theft and debt.
Students will:
Learn the necessary concepts applicable to state and national educational standards.
Apply these standards-based concepts to the real world.
Synthesize elective concepts through cumulative, tangible deliverables (projects).
Analyze a business situation or principle through the use of a case study.
Demonstrate the skills necessary for future career pathway success.
JA Financial Literacy Comprehensive Course Overview and Outline
JA Financial Literacy Comprehensive Course Overview and Outline
A session-by-session Teacher Guide will be provided to educators utilizing JA Financial Literacy - Ohio.
Theme 1: Employment & Income
The Basics of Earning
Careers & Pay
Education and Careers
Taxes and Benefits
Theme 2: Money Management
Financial Institutions
Spending and Saving
Think Before You Spend
What Is a Budget?
Theme 3: Credit, Debit, and Keeping Your Finances Safe
What Is Credit?
Types of Credit
Protect Your Credit
Debt Management
Theme 4: Planning for the Future
Investing Versus Saving
Investing for the Long Term
2B. Benefits are Important
Risks and Responsibilities
Types of Insurance
4B. Risks to Small Business
Case Study: Solving Problems and Managing Risks
Students examine a process for making decisions and managing risk. They consider a scenario in which a business owner must make a difficult decision. Students use a decision tree to analyze options and consequences and recommend a course of action.
JA Finance Park Virtual Simulation
Students choose their own “adult adventure” by selecting their persona based on career and education choices and will take a deep dive into financial consequences of life choices and decisions impacting long-term goals. They will navigate financial decisions through various life stages and budget beyond one month. JA Finance Park Virtual Advanced is a great way to round out the curriculum in a comprehensive simulation that immerses students past the curriculum and into real world scenarios.
Parent/Guardian Newsletters
Parent/Guardian Newsletters
Your Local Junior Achievement Area Contact
Your Local Junior Achievement Area Contact
Dionne Owens
Dionne Owens
Please don't hesitate to reach out with any questions or concerns.
Email: dionne.owens@ja.org
Phone: 513-346-7100 ext. 107
Our Commitment to Diversity, Equity and Inclusion
Our Commitment to Diversity, Equity and Inclusion
We at Junior Achievement are dedicated to providing a positive, enriching learning experience free of bias that promotes greater economic opportunity and equity. Junior Achievement welcomes K-12 students, volunteers, educators, staff, and other partners and stakeholders, regardless of race, religion, age, gender, national origin, disability, sexual orientation or any other legally protected characteristic.
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