Dental and Vision Insurance
DENTAL INSURANCE COST
The Ipswich Public Schools offers the following dental plans to employees. The employee is responsible for paying 100% of the dental premiums, as Ipswich Public Schools does not contribute to this benefit.
Below is a breakdown of the employee monthly premiums for FY 24 (July 1, 2023-June 30, 2024).
TIER LEVEL HIGH OPTION LOW OPTION
Individual $53.78 $44.71
Family $121.35 $93.48
PLAN DIFFERENTIATION
High Plan
Annual maximum is $1,000 per member per calendar year
Pays 50% for surgical placement or endosteal implants and abutment, crowns, bridges, and partial and complete dentures
Low Plan
Annual maximum is $750.00 per member per calendar year
Does not cover surgical placement or endosteal implants and abutment, crowns, bridges, and partial and complete dentures
VISION INSURANCE COST
The Ipswich Public Schools offers the following vision plan to employees. The employee is responsible for paying 100% of the dental premiums, as Ipswich Public Schools does not contribute to this benefit.
Below is a breakdown of the employee monthly premiums for FY 24 (July 1, 2023-June 30, 2024).
TIER LEVEL MONTHLY PREMIUM
Individual $6.50
Individual + Spouse $13.00
Individual + Child(ren) $13.65
Family $18.85