Many students benefit from a variety of financial aid programs at HACC. The financial aid process can be divided into five main areas:
The Financial Aid staff at each campus provides assistance to students throughout the year. Contact us at 1-800-222-4222, financialaid@hacc.edu or view additional contact information at www.hacc.edu.
Applying for Financial Aid
To begin the financial aid process, students complete a Free Application for Federal Student Aid (FAFSA) online at https://studentaid.gov.
HACC’s Title IV school code is 003273.
The recommended filing date is February 15th before the academic year begins. Students can complete the FAFSA at any point during the academic year; however, students who apply by February 15th of the previous year receive maximum consideration for aid eligibility.
After completing the FAFSA online, students receive the results of the application in the form of Student Aid Report (SAR) within three to five business days via email and/or letter in the mail. Students should check the SAR for accuracy to ensure all information reported on the FAFSA is correct.
In a process called verification, some students may be required to submit additional documentation before they receive financial aid. If this occurs, the student will be notified via HawkMail, and the required items listed on the Financial Aid Tab in myHACC.
It is recommended that students should have their financial aid requirements completed by June 30th in order to guarantee fall financial aid, or by October 31, to guarantee financial aid for the spring semester. Students who apply or complete their verification documents after these dates may need to sign up for HACC’s payment plan or make other payment arrangements until their aid is finalized.
Determining Aid Eligibility
Federal student aid programs are based on the principle that students (and their parent/step–parent or spouse, if applicable) are considered the primary source of financial support for postsecondary education. Financial aid is intended to supplement, not replace, family resources.
Formula for determining financial need:
Cost of Attendance (COA) – Expected Family Contribution (EFC) = Financial Need (Financial Aid Eligibility)
The Cost of Attendance (COA) estimates the cost to attend HACC for an academic year. It includes direct charges (tuition and fees) and related expenses (room and board, books, transportation, and other miscellaneous expenses). The Expected Family Contribution (EFC) is calculated using the information provided on the FAFSA and determines eligibility for financial aid. Financial Need is simply the difference between the Cost of Attendance and the student’s Expected Family Contribution. If the Cost of Attendance exceeds the Expected Family Contribution, the student is considered to have financial need. Most aid programs require students to have financial need; however, if there is no remaining need, the student may still be eligible for a Federal Direct Unsubsidized Loan. For additional information about Cost of Attendance, visit www.hacc.edu/Paying/CanIGetAid/FinancialAidBasics/Cost-of-Attendance.cfm.
Special Circumstances – If a student or their family’s situation has changed significantly from what is reflected on the federal income tax return, students may be eligible to have their financial aid adjusted. Some examples of special circumstances include the loss of employment, divorce, separation, or death of a parent or spouse.
To have the change in income reviewed by the financial aid office, students should take these steps:
If the student has not yet completed the FAFSA, they must do so and go through the financial aid process.
For students who have already completed the FAFSA and have been awarded aid, they should complete the online form linked on this webpage: www.hacc.edu/Paying/CanIGetAid/FinancialAidBasics/Financial-Aid-Situation-Changes.cfm.
Additional Eligibility Criteria
To be eligible for Federal Student Aid a student must:
Be enrolled in an eligible degree, certificate or diploma program;
Be a citizen or eligible noncitizen of the United States;
Have a valid Social Security Number (with the exception of students from the Republic of the Marshall Islands, Federated States of Micronesia, or the Republic of Palau);
Have a high school diploma or GED certificate–or meet another high school completion equivalency;
Maintain satisfactory academic progress;
Not owe a refund on federal student aid or be in default on a federal student loan;
Not have received financial aid in excess of annual or aggregate limits.
Federal regulations mandate that students should only take courses that apply to their program of study. No aid is awarded for audited courses or credit by examination.
Satisfactory Academic Progress (SAP) To remain eligible for financial aid, students must make Satisfactory Academic Progress (SAP) as defined by the U.S. Department of Education. SAP is different from the College’s definition of academic standing.
Both full-time and part-time HACC students who have completed a Free Application for Federal Student Aid (FAFSA) and wish to be considered for federal financial aid must meet the criteria stated in this policy for all terms within an academic year.
According to regulatory requirements, Satisfactory Academic Progress (SAP) will be checked after every term (fall, spring, summer).
SAP is measured in the three following ways, and students must meet all three measures to remain eligible for financial aid.
Quantitative Measure (PACE/credit hour progression). Students must complete at least 67% of all the credits they attempt.
Qualitative Measure (Cumulative GPA). Students must maintain an acceptable Grade Point Average (GPA).
Maximum Time Frame to Complete a degree. Students must be able to complete their program within 150% of the maximum time frame allowed for their program. For most associate degree programs that is a maximum of 90 credits.
Warning Status: At the end of a term in good standing, students who do not meet the cumulative GPA and/or 67% overall credit hour completion rate will be placed on financial aid warning for the following term. During their warning term, students are permitted to receive federal aid.
Suspension Status: Students who do not meet the SAP criteria after their warning term or who cannot complete their program of study within the maximum time frame will be placed on financial aid suspension. Their aid will be canceled for all upcoming terms.
Appeal Process: Students placed on financial aid suspension may appeal the decision if extenuating circumstances exist. Students can find the appeal form in the myHACC portal – Student – Financial Aid tab - Online Forms.
For more details about HACC’s SAP policy, students can use the following resources:
PA State Grant regulations: The Satisfactory Academic Progress policy for Pennsylvania State Grants is not covered under this policy, but is instead determined separately by the Pennsylvania Higher Education Assistance Agency (PHEAA).
Awarding Financial Aid
Eligible students who complete the aid process will receive an award letter, identifying the type(s) and amount(s) of aid for which the student is eligible. Generally, aid is awarded for a full academic year. These awards are divided between the terms for which the student plans to enroll. Financial aid awards may be modified at any time during the award year due to the situations listed below.
Failure to maintain Satisfactory Academic Progress.
Any change in status (including grade level, program of study, or credit hour enrollment).
Receipt of additional funding not listed on the award letter such as PA State Grant, private scholarships, vocational rehabilitation assistance, veteran benefits, Pennsylvania EAP, tuition waivers, employee tuition assistance, etc.
Previously submitted information that is inaccurate, incomplete, or conflicting.
Students will be notified of changes through their student email and should review awards through myHACC.
Disbursing Financial Aid
Students' estimated financial aid will appear on their schedule bill once their financial aid package is complete and meets all requirements. If the student does not have enough financial aid to pay charges, it is the student’s responsibility to pay the difference by the tuition due date or be at risk of being dropped from classes. Students who have financial aid in excess of their tuition and fees can charge their books at the bookstore. Visit bookstore.hacc.edu for more information.
Payment of Financial Aid – Generally, financial aid is paid to a student’s account after their classes have begun and their attendance is confirmed. Students who attend multiple parts of term (full term, late start, first and/or second seven weeks) may not be eligible for their aid until all classes have begun and their attendance is confirmed.
Refunds – Students whose financial aid award is greater than their charges will receive a refund within 14 days from the date their award is paid to their account. This refund is to be used for other educationally related expenses. Refunds are distributed to students through Bank Mobile, a third-party servicer. Refunds are sent based on the student’s refund preference through Bank Mobile.
Withdrawing or Failing courses
Students who receive all “F” grades, all “W” grades, or a combination of all “F” and “W” grades for a term will have their aid recalculated at the end of that term. When this occurs, students may owe money on their account even if the term is over. Students should discuss with Financial Aid Staff before withdrawing from courses to determine if a withdrawal will affect the student’s eligibility for financial aid and/or result in the student having to repay all or a portion of their financial aid.
Financial Aid Programs
There are two types of aid programs, Gift Aid and Self Help. Gift Aid is not repaid and includes Grants and Scholarships. Self Help are funds which are repaid or earned and include loans and Federal Work Study. With the exception of the Pell Grant program, enrollment of six (6) or more credits is required to receive financial aid Grants.
Federal Pell Grants - awarded to undergraduate students with financial need. Students are limited to six years of full-time Pell regardless of when or where they receive the Pell Grant. Students who have earned a bachelor’s degree or higher are not eligible for Pell grants.
Supplemental Educational Opportunity Grant (SEOG) - awarded to students with financial need who complete the FAFSA by February 15th. Funds are awarded on a first come, first served basis.