Factor4 is a leading gift card and loyalty program provider. We empower businesses of all sizes to identify and monetize customer loyalty. Our API, RewardOS™, allows for effortless feature-rich integration to a wide range of point of-sale devices.

Our competitive edge is realized by the fact that we operate a vertically integrated technology platform that securely processes all gift card and loyalty transactions in real-time at the point-of-sale. Our omnichannel solution provides a seamless shopping experience across all platforms-in store, online, mobile. Contact-free functionality adheres to social distancing practices by enabling the ability to text and email gift cards direct to recipients from our web portal.