Embedded Files
What To Expect in 2025
What To Expect in 2025
Commercial real estate may be entering a new economic phase in 2025. This period will be dominated by the Federal Reserve’s rate-cutting cycle, and you can expect the commercial real estate market to begin to return to a more normal pattern, including a period of growth in certain sectors.
(via Scotsman Guide)
(via Scotsman Guide)
Undercover Agents Working for Federal Regulators Posed as Merchants, Inquired About Business Loans
Undercover Agents Working for Federal Regulators Posed as Merchants, Inquired About Business Loans
If you want to get a sense of what CFPB oversight of small business financing is going to look like when it goes into effect in 2025, then consider the federal regulator just revealed that it hired undercover agents last year to pose as business owners, had them inquire about business loans, and recorded it all.
(via deBanked)
The Evolving Cyber Threat
The Evolving Cyber Threat
As digital crimes grow increasingly sophisticated, residential and commercial loan originators find themselves at the heart of a cybersecurity storm.
(via Scotsman Guide)
SEC to Examine Fiduciary Duty, Conduct Standards, Cybersecurity, and AI in 2025
SEC to Examine Fiduciary Duty, Conduct Standards, Cybersecurity, and AI in 2025
“Our 2025 examination priorities identify the key areas of potentially increased risks and related harm for investors,” said Keith Cassidy, acting director of the examinations division. “We hope that registrants will evaluate their compliance programs in the areas we identified and make the changes necessary to protect investors and maintain fair and orderly capital markets.”
(via The DI Wire)
Cumulative Covid EIDL Chargeoffs Now Exceed $70 Billion
Cumulative Covid EIDL Chargeoffs Now Exceed $70 Billion
The latest data from the SBA is in.
(via deBanked)
Rates
Rates
Below are recent treasuries and SOFR rates from Chatham Financial. Check out their site to view even more rates.
U.S. Treasuries
5 year
4.086% 02 Dec 2024
4.219% 01 Nov 2024
4.148% 01 Dec 2023
10 Year
4.187% 02 Dec 2024
4.375% 01 Nov 2024
4.219% 01 Dec 2023
SOFR (Secured Overnight Financing Rate)
4.64000% 02 Dec 2024
4.86000% 01 Nov 2024
5.39000% 01 Dec 2023
Other U.S. Rates (Fed Funds Effective Rate)
4.580% 29 Nov 2024
4.830% 01 Nov 2024
5.330% 01 Dec 2023
Page updated
Report abuse