OSAP Information https://www.kings.uwo.ca/kings/assets/File/currentStudents/money_matters/FundingPostSecondary.mp4

School Contact Information:

https://osap.gov.on.ca/OSAPPortal/en/PostsecondaryEducation/OSAP/Help/Contacts/index.htm

Note: it would be best to contact by email as schools will not have staff in office by phone. School email information should be available on their school websites.

What is OSAP

The Ontario Student Assistance Program (OSAP) is a financial aid program that can help you pay for college or university.

OSAP offers funding through two kinds of money:

• grants: money you don’t have to pay back

• a student loan: money you need to repay once you’re done school

When you apply for OSAP, we automatically consider you for both grants and loans. If you don’t want to take a loan, you can decline it after your application is approved.

There are also programs to help you repay your student loan once you’re done school. Full-time students may be eligible for free tuition.

What OSAP can help with

OSAP can help you pay for:

• tuition

• books, equipment and supplies

• mandatory student fees a school may charge

• living expenses (full-time students only)

• child care (for students with children)

Who can get OSAP

OSAP is open to Ontario residents of any age who are:

• Canadian citizens

• permanent residents, or

• protected persons

When determining if you're eligible, the government considers:

• your status (e.g., married or a dependent student)

• the school you attend/will attend (a school needs to be approved for OSAP)

• program of study

• course load (full or part-time)

• study period

• academic progress

• education expenses

• you and your family’s financial contribution

Who is not eligible

You may not be eligible for OSAP if you:

• don’t meet the academic progress requirements

• have enough financial resources, including other forms of government aid, to cover your expenses allowed by OSAP

• report income on your OSAP application that’s significantly different from what you reported to the Canada Revenue Agency (CRA)

• have defaulted on a student loan

• have grant or bursary overpayments or multiple outstanding loan overpayments

• failed a credit check

• declared bankruptcy or consumer proposal, or consolidation orders

• have reached your lifetime limit of student loan funding (340 weeks of funding, 400 weeks of funding for doctoral studies, 520 weeks of funding for students with disabilities)

• are an international student

Search for OSAP approved schools

You can use OSAP to go to a private or public college or university anywhere in the world, as long as it’s been approved.

Search for the name of your school

How much you can get

Post-secondary education is a shared investment among students, their families, the government and post-secondary institutions.

The amount of money you can get depends on your:

• education expenses – the amount of money you need for tuition, books, child care, personal living expenses (full-time students), supplies and equipment

• course load – whether you’re a full-time or part-time student

• personal financial situation - based on you and your family’s income, family size, dependants and other factors

If you use money from your Registered Education Savings Plan (RESP), it won’t affect how much OSAP you can get.

Additional funding may be available if you are:

• Indigenous

• a current or former Crown ward

• a first generation student (the first in your family to go to college or university)

• a person with a disability

Learn more about OSAP for students in special circumstances.

If you receive social assistance, speak with your caseworker.

How much could you get?

• click on the calculator below for a direct link to the OSAP Calculator