Workers' Compensation

Workers' comp insurance provides five basic benefits:

• Medical care: Paid for by your employer to help you recover from an injury or illness caused by work

• Temporary disability benefits: Payments if you lose wages because your injury prevents you from doing your usual job while recovering

• Permanent disability benefits: Payments if you don't recover completely

• Supplemental job displacement benefits (if your date of injury is in 2004 or later): Vouchers to help pay for retraining or skill enhancement if you don't recover completely and don't return to work for your employer

• Death benefits: Payments to your spouse, children or other dependents if you die from a job injury or illness.

Source: https://www.dir.ca.gov/