This is a third year class that relates math to real life, science, and business. Topics include: advanced concepts in arithmetic, algebra and geometry in solving practical problems, personal earnings, investments and consumer credit. This course is generally for students who are not trying to earn a Regents Diploma with Advanced Designation.
MS. BRYAN
MS. DERUE
MR. HEFFRON
MS. MILLER
MR. PERRY
Quarter 1
Sep - Nov
Unit or Topic Skills:
Earnings & Deductions
I can:
Calculate time worked.
Calculate pay period wages and annual wages.
Calculate overtime wages.
Calculate total wages.
Determine weekly, biweekly, monthly, annual salary, commission.
Calculate salary + commission earnings.
Calculate graduated commission.
Calculate net pay.
Determine social security deduction.
Determine medicare deduction.
Calculate New York State tax withholdingsCalculate federal tax withholdings.
Calculate total net pay (including deductions).
Quarter 2
Nov - Jan
Unit or Topic Skills:
Banking
I can:
Compare and contrast different financial institutions (banks vs. credit unions)
Calculate simple interest on a savings account.
Calculate compound interest.
Utilize TVM solver to determine interest that is compounded more than once a year.
Investing
I can:
Calculate dividends on my investments.
Calculate the profit or loss on a stock.
Calculate the personal cost of buying bonds.
Calculate the value of a bond after x number of years.
Quarter 3
Jan - Apr
Unit or Topic Skills:
Credit/Loans
I can:
Analyze a Schumer Box (credit card offer).
Analyze a credit card statement.
Utilize TVM Solver to calculate the monthly payment for a loan.
Compare loan options to determine the best option.
Automobiles
I can:
Compare buying a car vs. leasing a car.
Determine how much car I can afford.
Identify the different types of car insurance and determine which one applies in a given scenario.
Utilize different websites (Kelley Blue Book, Edmunds, etc.) in order to gather information about automobiles.
Quarter 4
Apr - Jun
Unit or Topic Skills:
Budgeting
I can:
Determine whether or not it is possible to live off minimum wage.
Determine how much a family spends on monthly expenses based on the percentage of their income they pay.
Use the Renter’s rule to determine the maximum amount I can spend for rent.
Use the Banker’s rule to determine the maximum amount I can borrow to buy a house.
Calculate the amount of down payment based on a percentage.
Calculate the amount of the mortgage based on the down payment.
Create a personal budget based on a monthly income.