The Disparity of
Redlining
The Disparity of
Redlining
by: Ayonna Stuppard
Redlining is the redlines on government maps that separated Black and minority families from white populated communities. This discrimination in mortgage lending in the 20th century molded the demographic and wealth standards of American communities today. Studies show that 3 out of 4 redlined communities according to government maps are still struggling economically as they were decades ago.
Even as recently as 2010, the contrast in the level of racial segregation, homeownership rates, home values, and credit scores were still apparent where these boundaries were drawn yet Redlining was deemed as null and void. The historical evolution of redlining is so extensive that the homeownership gap between White and Black Americans is larger today than it was over 50 years ago. This is because government systems did not work to undo redlining specifically but instead worked to tend to the needs of all lower-income citizens. With Black families falling victim to the systemic racism and discrimination of different government institutions it’s only right to solely compensate those families, that reside in redlines neighborhoods.
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