Your Risk Profile suggests you want some potential for capital growth, but prefer not to have large fluctuations in short term performance; you seek consistent returns using a steady growth strategy.
Based on your Risk Profile, you would generally prefer a diversified portfolio with a balance of defensive assets, such as fixed interest and cash and growth assets such as shares and property.
Figures from 1995 show the historical returns for the Moderately Conservative Profile are:
Average Return .. 7.9%
Chance of a negative return .. 12%
Investment Time Horizon .. 4 years
(Lonsec Research)