conservative

Attitude

The Conservative Risk Profile suggests you are most concerned with keeping what you have, you really don't enjoy risk. As a result, you are prepared to accept lower returns to reduce the risk of losing capital.

Profile Description

Based on your Risk Profile you would generally prefer an investment mix that is positioned defensively to produce a stable return with a higher proportion invested in fixed interest and cash and a smaller proportion of money in shares and property investments.

Historical Returns

Figures from 1995 show the historical returns for the Conservative Profile are:

Average Return .. 7.3%
Chance of a negative return .. 2.9%
Investment Time Horizon .. 2 - 3 years

(Lonsec Research)

SECTOR %

Cash 15

Australian Fixed Interest 50

International Fixed Int. 15

Australian Shares 10

International Shares 5

Property 5

Total 100

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