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Individual tax returns and planning. Handled start to signature.
Individual tax returns and planning. Handled start to signature.
From straightforward W-2s to complex life changes, we make sure your personal return is filed accurately, on time, and with every credit and deduction you’re entitled to.
✅ 1040, self-employed & more
💬 Clear explanations
🧑🧑🧒🧒 Families & dependents
✔️ Review prior returns for accurancy upon request.
✔️ Withholding planning & Estimated payments for next year.
✔️ Guidance on major life changes: From birth, to retirement, and beyond.
Why individuals choose Coover & Associates
We offer more than just tax filing.
We offer more than just tax filing.
We take the time to understand your situation so that your return is accurate, and you're set up for the year ahead.
We take the time to understand your situation so that your return is accurate, and you're set up for the year ahead.
This year's personal retun at a glance
This year's personal retun at a glance
Income sources
Income sources
W-2 • 1099 • Retirement
We make sure nothing is missedW-2 • 1099 • Retirement
Common Savings
Common Savings
We make sure to get you all the deductions you qualify for.
We make sure to get you all the deductions you qualify for.
📄 Every detail reviewed
📄 Every detail reviewed
We go through the return with you, watching for missed income forms and double checking that each credit and deduction is documented.
We go through the return with you, watching for missed income forms and double checking that each credit and deduction is documented.
No rushed interviews, no "cookie cutter" returns.
🤝 Plain language explanations
🤝 Plain language explanations
You'll always know what went into your return and why. We explain the numbers, answer questions, and make sure you leave feeling confident.
You'll always know what went into your return and why. We explain the numbers, answer questions, and make sure you leave feeling confident.
Ask as many question you like. That's what we're here for.
🛡️ IRS support
🛡️ IRS support
If a letter arrives from the IRS or state, bring it to us. We'll help you understand what it means and what steps you should take.
If a letter arrives from the IRS or state, bring it to us. We'll help you understand what it means and what steps you should take.
Your return doesn't "end" when its filed.
Personal Services
Help for simple and complex returns.
Help for simple and complex returns.
Whether you have one W-2 or multiple income streams, we tailor our approach to fit your life, not the other way around.
Whether you have one W-2 or multiple income streams, we tailor our approach to fit your life, not the other way around.
- 1040 Basics: W-2 & straightforward individual returns.
- Self Employed: Freelance, gig work & side income.
- Families: Dependents & education credits.
- Investments: Retirement & rental income.
- Life Changes: Family, Marriage, Divorce & major life events.
- Problem Solving: Prior returns & notice follow ups.
Life Events & Planning
We're here when life doesn't look like last year.
We're here when life doesn't look like last year.
A quick check-in when something major changes can prevent unpleasant surprises during tax time, and keep your withholding and estimates on track.
A quick check-in when something major changes can prevent unpleasant surprises during tax time, and keep your withholding and estimates on track.
💼New job or promotion
💼New job or promotion
We review your new paystub and help you complete your W-4 so your withholding is right where it needs to be.
We review your new paystub and help you complete your W-4 so your withholding is right where it needs to be.
🏠 Buying or selling a home
🏠 Buying or selling a home
From mortgage interest and property taxes, to selling a residence, we can help you understand how the transaction will show up on your return.
From mortgage interest and property taxes, to selling a residence, we can help you understand how the transaction will show up on your return.
👶 Growing your family
👶 Growing your family
Birth, adoption, childcare, and college savings all have tax angles. We walk through your options and available credits.
Birth, adoption, childcare, and college savings all have tax angles. We walk through your options and available credits.
🧓 Retirement & Social Security
🧓 Retirement & Social Security
As you transition out of work, we help you understand taxable income, retirement distributions, and estimated payments.
As you transition out of work, we help you understand taxable income, retirement distributions, and estimated payments.
When should I call?
When should I call?
Reach out if any of these happen mid-year:
Reach out if any of these happen mid-year:
- You change jobs or add a second job
- You start or grow a side business
- A major change in income or family size
- You sell investments or real estate
How it Works
A calm organized process from start to finish.
A calm organized process from start to finish.
You don't need to have everything "perfect" before you come in. We'll help you sort through what you have and build a clear checklist of what's still needed.
You don't need to have everything "perfect" before you come in. We'll help you sort through what you have and build a clear checklist of what's still needed.
1️⃣ Schedule & Overview
1️⃣ Schedule & Overview
We start with a short conversation about your situation and what’s changed since last year, then outline what documents to bring.
We start with a short conversation about your situation and what’s changed since last year, then outline what documents to bring.
2️⃣ Gather & Review
We walk through your income forms and deductions together, ask questions, and review your return with you before anything is filed.
We walk through your income forms and deductions together, ask questions, and review your return with you before anything is filed.
3️⃣ Sign & File
3️⃣ Sign & File
Once you're comfortable with the results and explanations, you sign and we file your return electronically.
Once you're comfortable with the results and explanations, you sign and we file your return electronically.
4️⃣ Plan Ahead
4️⃣ Plan Ahead
Before you leave, we can discuss next year's withholding, estimated payments, and any upcoming decisions that might affect your taxes.
Before you leave, we can discuss next year's withholding, estimated payments, and any upcoming decisions that might affect your taxes.
Prefer to drop off documents instead?
Prefer to drop off documents instead?
Just bring us all your tax forms and we will do the rest. Once the return is finished, we will review it with you before signing.
Just bring us all your tax forms and we will do the rest. Once the return is finished, we will review it with you before signing.
Questions We Often Hear
Personal tax FAQ
Personal tax FAQ
Unsure what to bring, or whether it's "too early" to come in? You're not alone. Here are the answers to a few common questions.
Unsure what to bring, or whether it's "too early" to come in? You're not alone. Here are the answers to a few common questions.
For most in person appointments, we recommend you bring:
For most in person appointments, we recommend you bring:
- Last year's return - new clients only.
- All W-2s, 1099s, and other income forms you've received.
- Mortgage interest, property tax, and charitable receipts.
- Any IRS or state letters you've received.
Do I need an appointment, or can I just drop things off?
Do I need an appointment, or can I just drop things off?
We offer both! Many clients prefer an appointment so they can ask questions and review their return with us. If it's easier to drop off documents, we'll contact you with any questions and arrange for review and signatures once the return is ready.
What if I don't have every form yet?
What if I don't have every form yet?
That's okay! We can still start the process, review what you already have, and give you a checklist of what's missing. Many clients come in early with most of their information and then send the last one or two items once they're received!
Can you look at a prior year return prepared elsewhere?
Can you look at a prior year return prepared elsewhere?
Yes! Bring a copy of the return and notices you've received. We can review it for accuracy, explain anything that isn't clear, and discuss whether an amendment would be helpful.
What happens if the IRS or State sends me a letter?
What happens if the IRS or State sends me a letter?
Bring the letter to us before you respond. We'll help you understand what they're asking for and what your options are. Many notices are routine and can be handled with a simple reply and documentation.
Ready to file this year's personal return?
Ready to file this year's personal return?
Call our office or stop by. We'll let you know what to bring and what to expect.
Call our office or stop by. We'll let you know what to bring and what to expect.
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