8th Grade Syllabus

COURSE DESCRIPTION:

1.   Personal Financial Planning (Goals, decision making, budgeting, personal savings, college financing, credit card debt, & taxes)

2.  Banking Services (Checking accounts, savings accounts, loans, credit reports etc.)

3.  Financial Securities (Stock Market, bonds, commodities, mutual funds, Federal Reserve system)

4.  Insurance (Life, health, auto, homeowners etc)

5.  Economics

6.  Business Simulation/Stock Market Challenge

COURSE OUTLINE/ TIMELINE:

Financial Planning—5 Weeks
-Basic Economics  (Opportunity Cost, Scarcity, Resources, How markets work, Productivity)  Economic activities from FTE
Financial Goals and Decision Making
-Analyzing Pay Stubs, Tax Information
-Personal Spending/Saving Plan
-College Financing
-Loan Application Procedures
-Reading Credit Reports
-Using Credit Wisely
-Credit Card Debt

Financial Securities—4 Weeks
-Business Ownership
-Investing in Stocks, Bonds, and Mutual Funds
-Investing in Real Estate and other Investments
-Federal Reserve System

Insuring Against Loss—3 Weeks
-Property Inventory
-Types of Insurance:  Auto, Health, Life, Homeowners

Money and Banking—2 Weeks

-Banks and Banking

-Types of Accounts

-Check Writing Simulation

Consumer Issues—1 Week

-Consumer Protection, Scams, and Frauds

Stock Market Challenge—3 Weeks

Thank you for:

·        Being respectful to your teacher and fellow students

·        Keeping the classroom clean and neat

·        Participating in class

• Doing your best

Reminders:

·        Verbal reminder

·        Student/teacher conference

·        Phone call home—Referral to the office