Unit - 3

Unit III: Digital India & e-Governance

Initiative, infrastructure, services and empowerment. Digital financial tools: Unified payment interface, Aadhar enabled payment system, USSD, credit.debit cards, e -wallets, internet banking, NEFT/RTGS and IMPS, online bill payments and PoS. Cyber security: Threats, significance, challenges, precautions, safety measureand tools, legar and ethical perspectives.