DCPS EMPLOYEE BENEFITS
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2025 Resources
2025 KEHP/State Benefits Guide
2025 DCPS Optional Benefits Guide
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There are TWO sets of benefits!
1. KEHP/State (System Name: KHRIS)
2. DCPS Optional Insurances (System Name: EMPLOYEE NAVIGATOR)
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New Hires have 30 days to complete their new hire benefit elections.
Qualifying Events: You are allowed 30 days to complete benefit changes due to a qualifying event. (Ex. marriage, divorce, death, birth of child, etc.)
For in-person assistance, please schedule an appointment with Coty Vance in advance. Scheduled appointments allow us to better serve you!
Click Here to schedule an appointment!
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Each Location has a dedicated Benefit Liaison ready to help provide technical support when completing benefit enrollment.
Click Here to find out who the Benefit Liaison is in your area!
KEHP STATE BENEFITS
Health/Rx
Supplemental benefits with active health plan
Flexible Spending Account (FSA)
Dental
Vision
Basic Life (20k at no cost)
The state website is not user-friendly on a mobile device. We recommend using a desktop or laptop.
If waiving health coverage, you must actively waive the coverage to avoid being placed on the default health plan.
New Hires that have previously held coverage with DCPS or any other state agency, or those establishing a cross-reference, will need to complete their new hire enrollment via paper form provided by Sophie Howard.
HAVE QUESTIONS ABOUT STATE COVERAGE?
📱 1-888-581-8834, Dept. of Employee Insurance
💻Need KHRIS User ID?
-Select forgot User ID on the log in screen
-Refer to your new hire email from Coty Vance
📢CAUTION!:
There are two options for dental and vision (Anthem & Guardian). Please be sure to only elect one!
The coverage shown in the State Anthem guides only applies to in-network dentists. The Anthem dentist network in the Owensboro area is limited. We recommend contacting your dental provider to verify they are in-network. Keep in mind, being in-network and your provider saying they will bill Anthem are NOT the same. Make sure you specify "in-network".
If your dental provider is out-of-network, there is a good chance they may be in-network with Guardian (DCPS). Even if your dental provider is out-of-network with Guardian, Guardian will still pay based on 90% of market average which means significantly reduced balance billing for you! 🥳
SUMMARY: If your dental provider is out of network for both Anthem and Guardian and you want to keep your current provider, Guardian will provide the best overall value between the two plans.
DCPS OPTIONAL BENEFITS
Dental
Vision
Basic Life (1X Annual Salary no cost)
Voluntary Life
Short & Long Term Disability
Accident
Critical Illness
Hospital Indemnity
AllState Cancer
There are 2 options to enroll in/make changes to DCPS Optional Benefits:
Online in Employee Navigator (Link & Instructions below)
If this is your first time logging in, you'll need to create an account.
Need help? -> How to register an account on GuardianAnytime.com
Via phone with a benefits counselor
463-900-5384
7:30 am-3:30 pm CST - No appointment necessary
Employee Assistance Program
List of Approved Owensboro Health Counseling Providers for 6 FREE Sessions with The Employee Assistance Program (EAP).
Call 270-688-1547 To Schedule an Appointment.
Visit : Owensboro Health EAP Website
Counseling
Counseling
Counseling
Owensboro Health EAP partners with CredibleMind to provide instant online access to a library of mental health resources.
FSA/HRA
WHAT ARE THEY AND WHAT'S THE DIFFERENCE?
LivingWell Promise
$40 Health Insurance Premium Discount given by Completing The LivingWell Promise
Additional Links and Resources
Links:
Benefits Folder - Includes all Benefit Resources in One Folder
Instructions to Request to Receive Donated Sick Days (only available to employees on an approved leave of absence)
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