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It depends on the type of errors in your Credit Report. Usually, our Clients use our services for 3 months.
Yes. The lender makes a hard inquiry to check your credit history which hurts your Credit Score.
If you are Credit Hungry and apply for credit at multiple lenders, it can negatively affect your Credit Score. It is best to take advice from a consultant who can design a suitable approach according to your Credit Score.
A minimum Credit Score between 720 & 750 ensures your eligibility for a Personal Loan. If your Credit Score is higher, you may get your chosen loan amount at a better rate of interest.
In case of a collateral-free business loan, a Credit Score of 700 or more is ideal. In case of a secured business loan, a lower Credit Score, say 600 - 700 will also work.
It is possible to get a Home Loan even if your Credit Score is below 750. This is because a Home Loan is a secured loan as the home acts as a collateral. Some lenders approve a Home Loan if your Credit Score is 550 or more.
Having a high Credit Score represents that you are regular with repayments and financially responsible. This provides security to the lender and thus the lender is ready to offer a loan at lower interest rates. Therefore, it is essential to maintain a good Credit Score at all times.