gora devi & Associates
credit Score Improvement, investment & insurance services
DO YOU WANT A LOAN OR CREDIT CARD BUT CAN'T GET IT DUE TO A LOW CREDIT SCORE ?
Congratulations! You're At The Right Place!
Start Your Journey Towards A Responsible Financial Behaviour With Us.
why is it important to have a high credit score ?
Credit score is a Crucial factor that is considered by lenders at the time of approving you a loan or credit card. It is a numerical summary of your credit history and repayment behaviour.
A Good Credit Score can fetch you the following benefits –
Savings on Interest Rates on Loans
Get Credit Cards with Better Benefits & Rewards
Easy Approval on all Credit Applications
Negotiation Power
Discount on Loan Processing Fees and other Charges
Higher Credit Card Limit
Avail Pre-Approved Loans
Loans with Longer Tenure
Did You Know That Even a Dispute of Re. 1 can Make Your credit Score low ?
What is financial planning ?
It is the process of meeting your financial goals through the proper management of your finances. Financial goals can include buying a home, savings for your child’s education, planning for your retirement or estate planning.
We help you to work out on where you are now, what you may need in the future and what you must do to reach your goal. Our process involves examining your current financial status, gathering relevant financial information, setting financial goals, and coming up with a strategy for a plan on how you can meet with your goals in a timely manner.
why is an insurance essential ?
Buying insurance is important as it ensures that you are financially secure to face any type of problem in life. It is an important part of financial planning.
All assets have an economic value. There is always a possibility that these assets might get damaged or destroyed due to various reasons.
The Purpose of Insurance is to protect the assets against future risk.
It provides Financial Security and protects you & your Family. It reduces stress & tension during difficult times and offers peace of mind.
what is a secured loan ?
Secured loans are loans which require the borrower to pledge an asset or security to avail the loan. Home loans and car loans are the most common examples of secured loans where the borrower will be required to pledge the vehicle or house to be purchased as collateral, which then become secured debt.
In case the borrower defaults on their loan repayment, the lender has full right to take possession of the collateral/secured debt. A secured loan is one of the best and assured sources of obtaining a high volume of funds.
