Sba loans

SBA LOAN PROGRAMS

The Small Business Administration (SBA) serves as the main resource for government-backed business loans. Because a portion of an SBA loan is guaranteed by the government, these loans allow small business owners to obtain capital with less equity than a conventional loan requires.

SBA 7(a) Loan

The most common SBA loan offers flexibility on terms/uses and is a good option for acquisitions, partner buyouts, real estate purchases and refinance.

• Up to 90% bank financing or higher

• Fully amortized / no balloons

• Loan amounts up to $5 million2

SBA 504 Loan

504 loans can be used for buying commercial real estate, financing improvements within that real estate and purchasing large equipment.

• Low down payment (typically 10%) conserves your cash

• Fixed or floating interest rates available

• Loan amounts up to $15 million2

THE SBA DIFFERENCE

Deep Industry Knowledge

Our industry focused, in-house teams’ understanding will guide you through the loan process.

Efficiency

Our commitment to efficiency and transparency helps you avoid costly mistakes.

Service

Our Business Analyst Group offers the service and know-how throughout the life of the loan.