How to apply for a US virtual credit card in 2026? The latest Hong Kong virtual credit card US international virtual credit card application guide

🧾 1. Hong Kong and US virtual credit card application guide (2026)

✅ Recommended platform 1: Coinepay (recommended)

Official website: https://www.bpay.net

Advantages: Visa card can be opened, USD recharge is supported, and multiple platforms are bound

Payment method: USDT (TRC20/BSC)

Features: No real-name requirement, support for subscription automatic deduction platform

## ✅ Virtual card application

1. Log in to the official website>https://bpay.netRegister account password email and mobile phone number can be registered

2. Wallet>USDT (TRC20/BSC) recharge, apply for card opening on the homepage>Convert USDT balance to US dollars (USD), enter virtual card recharge.

3. Click the CVV security code of the virtual card to obtain: bill, name, address, state, card number, date, CVV/CVC security code

4. Enter the payment page to fill in the corresponding information to complete the payment.

If you don’t understand, you can go to the official tutorial of Coinepay virtual credit card platform: https://bpay.net/ask/

📌 4. General description of card opening process

Register platform account (email + Google binding is recommended)

No real-name authentication required

Recharge (USDT, etc.)

Create virtual card (optional currency + address)

Get card number / CVV / expiration date

Bind and use: ChatGPT / Claude / App Store and other platforms

🔐 5. Security suggestions

✅ Use independent virtual cards to bind each platform to prevent fraud

✅ Only recharge the required amount in the card to reduce risks

✅ Regularly delete unused virtual cards

✅ Pay attention to card status and renewal cycle to avoid misdeductions